Texas · NCUA branch file, Q2 2026
Credit unions in Spring, TX
12 credit unions have 14 offices in Spring, Texas, according to the branch information they filed with NCUA for the quarter ended June 30, 2026. Smart Financial Credit Union has the most here (2); the largest by assets is Navy Federal Credit Union at $204.4 billion.
| Credit union | Offices here | Assets | Net worth ratio | New auto rate | Based in |
|---|---|---|---|---|---|
| Smart Financial Credit Union | 2 | $808M | 11.84% | 4.99% | Houston, TX |
| Energy Capital Credit Union | 2 | $261M | 9.59% | 5.25% | Houston, TX |
| Navy Federal Credit Union | 1 | $204B | 11.65% | 4.59% | Vienna, VA |
| First Technology Federal Credit Union | 1 | $27.9B | 10.75% | 7.25% | San Jose, CA |
| Texas Dow Employees Credit Union | 1 | $5.0B | 10.17% | 5.95% | Houston, TX |
| Premier America Credit Union | 1 | $3.3B | 9.49% | 7.03% | Chatsworth, CA |
| First Community Credit Union | 1 | $3.1B | 7.98% | 5.79% | Houston, TX |
| Shell Federal Credit Union | 1 | $2.1B | 13.39% | 4.99% | Deer Park, TX |
| First Service Credit Union | 1 | $1.5B | 10.94% | 5.39% | Houston, TX |
| Fivepoint Credit Union | 1 | $1.1B | 8.78% | 9.38% | Nederland, TX |
| Pioneer Mutual Federal Credit Union | 1 | $363M | 11.77% | 4.14% | Sugar Land, TX |
| Investex Credit Union | 1 | $245M | 11.39% | 5.43% | Humble, TX |
Rates are what each credit union reported to NCUA for new auto loans, not offers. All Texas credit union loan rates.
Addresses, phone numbers and hours
Smart Financial Credit Union
- Spring Marketplace 7206 N Grand Pkwy W, Spring, TX 77379 ATM
- Woodlands 26515 Interstate 45, Spring, TX 77380 ATM
Energy Capital Credit Union
- Campus Branch Nature 2 Bldg Ll B250, Spring, TX 77389
- Spring Community Branch 24396 I-45 North, Spring, TX 77386 Drive-through · ATM
Navy Federal Credit Union
- Spring TX 6725 N Grand Pkwy W, Spring, TX 77389 ATM
First Technology Federal Credit Union
- Houston Community Experience Center 1701 City Plaza Dr Ste G-105, Spring, TX 77389 ATM
Texas Dow Employees Credit Union
- TDECU-Spring Gosling 5250 Fm 2920 Rd Ste E, Spring, TX 77388 ATM
Premier America Credit Union
- Spring Cypress Branch 8720 Spring Cypress Rd, Spring, TX 77379 Drive-through · ATM
First Community Credit Union
- 99 North 7210 N Grand Pkwy W, Spring, TX 77379 Drive-through · ATM
Shell Federal Credit Union
- Spring 6232 Fm 2920 Rd, Spring, TX 77379 Drive-through · ATM
First Service Credit Union
- Spring Cypress Branch 8640 Spring Cypress Rd, Spring, TX 77379 ATM
Fivepoint Credit Union
- FivePoint Credit Union 1021 Sawdust Rd Ste 150, Spring, TX 77380 Drive-through · ATM
Pioneer Mutual Federal Credit Union
- Pioneer Mutual FCU 8643 W Rayford Rd, Spring, TX 77389 Drive-through
Investex Credit Union
- InvesTex Credit Union 230 Cypresswood Dr Ste H, Spring, TX 77388 Drive-through · ATM
Addresses, phones and hours are as each credit union filed them with NCUA; confirm before you visit. Not affiliated with NCUA or any credit union.
Other cities in Texas
- Houston 77
- San Antonio 21
- Austin 25
- El Paso 11
- Frisco 47
- Fort Worth 23
- Dallas 26
- Corpus Christi 14
- Beaumont 14
- Waco 19
- Amarillo 10
- Midland 12
- Odessa 8
- Tyler 12
- Texarkana 8
- Sugar Land 14
Every Texas city · All Texas credit unions
Questions people ask
How many credit unions are in Spring, TX?
NCUA's branch file for Q2 2026 lists 14 credit union offices in Spring, run by 12 credit unions.
Which credit union has the most branches in Spring?
Smart Financial Credit Union, with 2 offices in Spring. The largest credit union with an office here is Navy Federal Credit Union, with $204.4 billion in assets.
Can I join a credit union in Spring?
Each credit union serves a defined field of membership, often people who live or work in an area, employees of certain companies, or members of an association. Check the credit union's own eligibility rules. Some credit unions are open to anyone in the US through an association or a small donation.