Q2 2026 call reports
Credit union loan rates in Maine
Maine credit unions reported a median new auto loan rate of 5.50% on their call reports for the quarter ended June 30, 2026, against 5.46% nationally. Among those with $25 million or more in assets and at least $1 million in auto loans, Atlantic Regional Federal Credit Union reported the lowest, 3.99%.
These are the rates credit unions filed with NCUA, not offers. Your rate depends on credit, term and timing, and you must be eligible to join.
| Loan | Maine median | US median |
|---|---|---|
| New auto | 5.50% | 5.46% |
| Used auto | 5.99% | 6.32% |
| Credit card | 11.25% | 11.50% |
| Personal | 11.50% | 11.75% |
| Mortgage | 6.00% | 5.75% |
| Home equity | 6.50% | 6.75% |
Lowest credit card rate reported in Maine: Atlantic Regional Federal Credit Union, 2.49%. Lowest first mortgage rate: Town & Country Federal Credit Union, 3.50%. (Same size rules as the national rankings.)
Every Maine credit union's reported rates
All 48 Maine credit unions that reported at least one loan rate, largest first. A dash means it holds no loans of that type.
| Credit union | New auto | Used auto | Credit card | Personal | Mortgage | Home equity |
|---|---|---|---|---|---|---|
| Atlantic Regional Federal Credit Union | 3.99% | 3.99% | 2.49% | 13.75% | 6.75% | 6.99% |
| Maine Savings Federal Credit Union | 5.75% | 7.00% | 10.99% | 11.50% | 7.00% | 7.00% |
| Maine State Credit Union | 3.99% | 4.74% | 9.90% | 12.99% | 6.25% | 6.25% |
| Evergreen Credit Union | 5.74% | 6.24% | 8.99% | 11.99% | 6.12% | 6.25% |
| Town & Country Federal Credit Union | 5.24% | 5.99% | 8.90% | 11.74% | 3.50% | 6.75% |
| University Credit Union | 4.99% | 3.99% | 11.49% | 9.99% | 7.13% | 6.88% |
| The County Federal Credit Union | 5.44% | 7.38% | 11.24% | 11.94% | 4.19% | 6.51% |
| Dirigo Federal Credit Union | 5.99% | 5.99% | 5.95% | 9.50% | 5.75% | 6.50% |
| Cumberland County Federal Credit Union | 5.75% | 6.95% | 17.75% | 10.65% | 6.50% | 6.50% |
| cPort Credit Union | 4.74% | 4.24% | – | 10.99% | 5.99% | 6.75% |
| Acadia Federal Credit Union | 4.99% | 5.99% | 10.90% | 11.90% | 6.00% | 6.50% |
| Ancorum Credit Union | 4.75% | 5.25% | 11.25% | 10.50% | 7.25% | 8.50% |
| Oxford Federal Credit Union | 5.65% | 5.35% | 6.90% | 18.00% | 6.50% | 6.50% |
| Peopleschoice Credit Union | 6.06% | 7.53% | 11.55% | 11.96% | 5.80% | 7.57% |
| Downeast Credit Union | 6.33% | 7.18% | 13.18% | 10.41% | 5.01% | 3.99% |
| Otis Federal Credit Union | 5.30% | 6.45% | 9.90% | 9.75% | 6.25% | 5.75% |
| Bangor Federal Credit Union | 6.00% | 6.25% | 9.15% | 10.25% | 6.49% | 6.75% |
| Maine Family Federal Credit Union | 5.00% | 5.50% | 13.90% | 10.00% | 5.75% | 6.50% |
| Norstate Federal Credit Union | 5.50% | 5.50% | 10.90% | 11.90% | 5.75% | 6.75% |
| Midcoast Federal Credit Union | 6.24% | 7.31% | 13.63% | 12.95% | 3.93% | 5.75% |
| Truchoice Federal Credit Union | 4.59% | 4.87% | 18.00% | 13.48% | 7.40% | 6.19% |
| Seaboard Federal Credit Union | 4.75% | 7.50% | 12.90% | 11.90% | 6.75% | 7.25% |
| New Dimensions Federal Credit Union | 6.64% | 6.94% | – | 14.15% | 5.00% | 6.25% |
| Maine Highlands Federal Credit Union | 5.29% | 7.29% | 13.90% | 12.99% | 6.75% | 8.75% |
| Lisbon Community Federal Credit Union | 4.49% | 5.50% | 10.20% | 11.99% | 7.75% | 6.99% |
| Saco Valley Credit Union | 5.32% | 5.68% | 7.16% | 10.52% | 4.89% | 7.02% |
| Sebasticook Valley Federal Credit Union | 8.32% | 8.25% | 9.90% | 11.25% | 6.25% | 8.00% |
| Lincoln Maine Federal Credit Union | 5.00% | 5.00% | 7.99% | 9.49% | 7.39% | 8.39% |
| Franklin-Somerset Federal Credit Union | 4.75% | 5.00% | – | 9.00% | 7.25% | 9.25% |
| Central Maine Federal Credit Union | 4.48% | 4.48% | 9.90% | 10.00% | 4.00% | 6.99% |
| K V Federal Credit Union | 5.00% | 5.25% | 11.90% | 13.50% | 4.50% | 4.71% |
| Connected Credit Union | 6.42% | 7.14% | 11.99% | 12.32% | 13.61% | 6.47% |
| Trademark Federal Credit Union | 4.19% | 4.29% | 12.25% | 8.69% | 5.99% | 5.75% |
| KSW Federal Credit Union | 6.05% | 7.04% | 8.42% | 13.27% | 4.45% | 6.94% |
| Casco Federal Credit Union | 5.55% | 6.45% | 11.53% | 9.39% | 4.28% | 6.54% |
| Community Credit Union | 7.30% | 11.40% | 13.90% | 14.75% | 7.38% | 8.38% |
| Brewer Federal Credit Union | 7.49% | 7.99% | 13.99% | 15.99% | 8.49% | 8.49% |
| Katahdin Federal Credit Union | 6.25% | 7.58% | 13.40% | 10.82% | 5.46% | 6.45% |
| Winthrop Area Federal Credit Union | 5.75% | 5.75% | 11.50% | 9.00% | 5.75% | 6.00% |
| Gardiner Federal Credit Union | 5.00% | 5.70% | 9.90% | 16.00% | 5.00% | 4.50% |
| Coast Line Credit Union | 4.45% | 4.45% | – | 11.49% | 6.88% | 6.24% |
| Sabattus Regional Credit Union | 5.81% | 6.60% | – | 12.23% | 4.36% | 6.90% |
| Eastmill Federal Credit Union | 5.50% | 5.90% | 9.90% | 8.50% | 5.85% | 5.85% |
| Capital Area Federal Credit Union | 7.00% | 8.25% | 11.33% | 11.45% | 6.22% | 6.00% |
| Great Falls Regional Federal Credit Union | 6.50% | 7.40% | – | 13.50% | 6.00% | 6.75% |
| Milestones Federal Credit Union | 5.60% | 5.85% | 13.90% | 8.50% | 5.95% | 6.50% |
| Maine Solutions Federal Credit Union | 4.50% | 4.50% | – | 10.50% | 5.50% | 6.00% |
| Maine Media Federal Credit Union | 5.50% | 6.00% | – | 10.00% | 6.00% | 6.50% |
Source: NCUA 5300 Call Report quarterly data, Q2 2026. Not affiliated with NCUA or any credit union. Sort and filter these in the screener · All Maine credit unions · Lowest rates nationally