Operations · Q2 2026 call reports

Credit union members per branch

Members divided by branches. The median across all 4,258 credit unions reporting it was 2,486 for the quarter ended June 30, 2026. Among those with $50.0 million or more in assets, the middle half ran from 2,714 to 6,155 (median 4,072).

Why it matters

Members per branch shows how stretched or roomy a branch network is.

How it is calculated

Members divided by branches.

NCUA 5300 call report accounts: ACCT_083 (members) · ACCT_566 (branches). Methodology

How credit unions are spread

Distribution of members per branch, Q2 2026 2,391 credit unions with $50.0 million or more in assets. Middle half from 2,714 to 6,155, median 4,072. 954 median 4,072 24,635
2,391 credit unions with $50.0 million or more in assets. Shaded: the middle half. Line: the median. The most extreme 1% at each end (48 credit unions) are left off the chart.

By NCUA peer group

AssetsCount25th pctMedian75th pct
Under $2 million in assets220117187298
$2 million to $10 million524389645923
$10 million to $50 million1,1231,0731,6132,302
$50 million to $100 million5731,7982,5563,859
$100 million to $500 million1,0602,6643,6514,929
$500 million and up7584,8706,5849,430

Highest members per branch

Credit unions with $50.0 million or more in assets.

  1. America's Christian Credit Union Glendora, CA 155,301
  2. State Farm Federal Credit Union Bloomington, IL 113,388
  3. United Nations Federal Credit Union Long Island City, NY 88,964
  4. Quorum Federal Credit Union Purchase, NY 79,668
  5. Pentagon Federal Credit Union McLean, VA 72,395
  6. Greenwood Credit Union Warwick, RI 59,300
  7. AdelFi Credit Union San Dimas, CA 53,733
  8. Municipal Credit Union New York, NY 43,416
  9. Dow Credit Union Midland, MI 41,981
  10. Navy Federal Credit Union Vienna, VA 39,993

Lowest members per branch

  1. Wyoming Valley Educational Empl Federal Credit Union Wilkes Barre, PA 527
  2. Workmen's Circle Incorporated Credit Union Savannah, GA 559
  3. Polam Federal Credit Union Redwood City, CA 633
  4. Hometown Credit Union Kulm, ND 674
  5. Southcoast Federal Credit Union New Bedford, MA 716
  6. Nucor Employee's Credit Union Florence, SC 719
  7. United Poles Federal Credit Union Perth Amboy, NJ 730
  8. Knoxville Teachers Federal Credit Union Knoxville, TN 730
  9. Fedtrust Federal Credit Union Memphis, TN 738
  10. Glatco Credit Union Spring Grove, PA 742

Median by state

Credit unions headquartered in each state, with $50.0 million or more in assets; states with at least three.

StateMedianCount
Nevada6,69712
New Hampshire5,99710
Alaska5,9377
California5,855184
Arizona5,61824
Maryland5,33040
New Mexico5,27221
Puerto Rico5,2403
Virginia5,06059
Colorado4,80446
Illinois4,80471
Hawaii4,69130
Wyoming4,63314
Vermont4,5827
Oregon4,56037
Florida4,45580
Texas4,373190
Massachusetts4,36868
Washington4,30860
Missouri4,24442
Maine4,07445
Rhode Island4,05210
New York3,963128
Kentucky3,96328
Utah3,95627
North Carolina3,94837
Michigan3,891136
Georgia3,87733
Mississippi3,84318
Oklahoma3,81630
New Jersey3,79544
Minnesota3,76651
Kansas3,75927
Connecticut3,73831
Pennsylvania3,704124
Nebraska3,68423
South Carolina3,64431
Ohio3,613105
Indiana3,58765
West Virginia3,54822
Wisconsin3,47665
Alabama3,40344
Idaho3,39021
Iowa3,38738
Louisiana3,37148
District of Columbia3,35513
Delaware3,3018
Arkansas3,29916
Montana3,25221
Tennessee3,09764
South Dakota2,96715
North Dakota1,73215

Source: NCUA 5300 Call Report quarterly data, Q2 2026. Not affiliated with NCUA. Every credit union's figure is on its own page, in the screener, and in the free API.

Questions people ask

What is the average credit union members per branch?

The median across 4,258 credit unions was 2,486 in the Q2 2026 call reports. Among credit unions with $50.0 million or more in assets, the middle half ran from 2,714 to 6,155.

Is a higher members per branch better?

Not necessarily. Members per branch describes how a credit union is run rather than how well, so it is best read against credit unions of the same size and business mix.

How is members per branch calculated?

Members divided by branches. Source accounts on NCUA's 5300 call report: ACCT_083 (members); ACCT_566 (branches).

Which credit union has the highest members per branch?

America's Christian Credit Union of Glendora, CA, at 155,301 in Q2 2026, among credit unions with $50.0 million or more in assets.