Q2 2026 call reports
Credit union loan rates in Virginia
Virginia credit unions reported a median new auto loan rate of 5.25% on their call reports for the quarter ended June 30, 2026, against 5.46% nationally. Among those with $25 million or more in assets and at least $1 million in auto loans, Pentagon Federal Credit Union reported the lowest, 1.99%.
These are the rates credit unions filed with NCUA, not offers. Your rate depends on credit, term and timing, and you must be eligible to join.
| Loan | Virginia median | US median |
|---|---|---|
| New auto | 5.25% | 5.46% |
| Used auto | 6.58% | 6.32% |
| Credit card | 11.95% | 11.50% |
| Personal | 12.00% | 11.75% |
| Mortgage | 5.72% | 5.75% |
| Home equity | 6.99% | 6.75% |
Lowest credit card rate reported in Virginia: Newport News Mun. Emp Credit Union, 7.49%. Lowest first mortgage rate: Connects Federal Credit Union, 2.71%. (Same size rules as the national rankings.)
Every Virginia credit union's reported rates
All 94 Virginia credit unions that reported at least one loan rate, largest first. A dash means it holds no loans of that type.
Source: NCUA 5300 Call Report quarterly data, Q2 2026. Not affiliated with NCUA or any credit union. Sort and filter these in the screener · All Virginia credit unions · Lowest rates nationally