Lending · Q2 2026 call reports
Credit union business loans outstanding
Commercial loans to members and nonmembers outstanding. The median credit union reported $17.6M for the quarter ended June 30, 2026; the middle half ran from $2.3M to $91.9M, across 1,736 credit unions.
Why it matters
Business loan balances show which credit unions are the biggest commercial lenders.
How it is calculated
Commercial loans to members and nonmembers outstanding.
NCUA 5300 call report accounts: ACCT_400T1 (commercial loans). Methodology
By NCUA peer group
| Assets | Count | 25th pct | Median | 75th pct |
|---|---|---|---|---|
| Under $2 million in assets | 2 | $31K | $45K | $58K |
| $2 million to $10 million | 17 | $46K | $67K | $294K |
| $10 million to $50 million | 162 | $130K | $358K | $1.3M |
| $50 million to $100 million | 162 | $396K | $1.8M | $5.0M |
| $100 million to $500 million | 709 | $2.5M | $10.2M | $24.4M |
| $500 million and up | 684 | $54.6M | $129M | $315M |
Largest business loans outstanding
Using the rules of the national ranking. See the top 100.
- First Technology Federal Credit Union San Jose, CA $3.0B
- America First Federal Credit Union Riverdale, UT $3.0B
- Boeing Employees Credit Union Tukwila, WA $2.9B
- Wings Credit Union Colorado Springs, CO $2.8B
- Greenstate Credit Union North Liberty, IA $2.7B
- Mountain America Federal Credit Union Sandy, UT $2.5B
- Bellco Credit Union Greenwood Village, CO $2.3B
- Landmark Credit Union Brookfield, WI $2.2B
- Lake Michigan Credit Union Grand Rapids, MI $2.2B
- Midflorida Credit Union Lakeland, FL $2.1B
Median by state
Credit unions headquartered in each state; states with at least three.
| State | Median | Count |
|---|---|---|
| Washington | $109M | 37 |
| Rhode Island | $97.1M | 6 |
| New Hampshire | $85.7M | 8 |
| Oregon | $83.5M | 29 |
| Arizona | $70.5M | 18 |
| Florida | $50.1M | 60 |
| Vermont | $49.6M | 8 |
| Utah | $46.9M | 26 |
| Idaho | $45.5M | 17 |
| Alaska | $41.1M | 6 |
| Maryland | $40.0M | 29 |
| South Carolina | $33.3M | 19 |
| North Dakota | $32.2M | 17 |
| California | $31.9M | 130 |
| Massachusetts | $31.6M | 54 |
| Kentucky | $28.9M | 13 |
| Georgia | $28.0M | 29 |
| Nevada | $26.2M | 10 |
| Alabama | $18.8M | 34 |
| Virginia | $18.2M | 44 |
| Minnesota | $18.0M | 41 |
| Pennsylvania | $18.0M | 73 |
| North Carolina | $17.4M | 24 |
| Texas | $16.6M | 100 |
| Montana | $15.6M | 20 |
| Illinois | $15.4M | 43 |
| Michigan | $15.0M | 115 |
| Wisconsin | $14.9M | 56 |
| Ohio | $14.9M | 84 |
| Indiana | $14.7M | 50 |
| Delaware | $14.7M | 7 |
| Oklahoma | $13.8M | 22 |
| Colorado | $13.5M | 42 |
| South Dakota | $12.7M | 20 |
| Hawaii | $12.5M | 17 |
| West Virginia | $12.1M | 13 |
| Mississippi | $11.4M | 12 |
| Louisiana | $10.8M | 26 |
| New York | $10.5M | 93 |
| New Jersey | $10.4M | 31 |
| Maine | $7.5M | 33 |
| Wyoming | $6.7M | 14 |
| Kansas | $6.0M | 22 |
| New Mexico | $5.9M | 18 |
| Iowa | $5.1M | 39 |
| Puerto Rico | $4.8M | 3 |
| Arkansas | $4.2M | 4 |
| Tennessee | $3.7M | 43 |
| Missouri | $3.6M | 37 |
| District of Columbia | $3.6M | 4 |
| Connecticut | $2.8M | 17 |
| Nebraska | $1.1M | 17 |
Source: NCUA 5300 Call Report quarterly data, Q2 2026. Not affiliated with NCUA. Every credit union's figure is on its own page, in the screener, and in the free API.
Questions people ask
What is the average credit union business loans outstanding?
The median credit union reported $17.6M in the Q2 2026 call reports (quarter ended June 30, 2026), across 1,736 credit unions. The largest, First Technology Federal Credit Union, reported $3.0B.
How is business loans outstanding calculated?
Commercial loans to members and nonmembers outstanding. Source accounts on NCUA's 5300 call report: ACCT_400T1 (commercial loans).
Which credit union has the highest business loans outstanding?
First Technology Federal Credit Union of San Jose, CA, at $3.0B in Q2 2026, under the rules of the national ranking.