Lending · Q2 2026 call reports
Credit union private student loans
Non-federally guaranteed student loans outstanding. The median credit union reported $1.0M for the quarter ended June 30, 2026; the middle half ran from $145K to $3.9M, across 708 credit unions.
Why it matters
Few credit unions hold private (non-federally guaranteed) student loans; this shows which do and how much.
How it is calculated
Non-federally guaranteed student loans outstanding.
NCUA 5300 call report accounts: ACCT_698A (non-federally guaranteed student loans). Methodology
By NCUA peer group
| Assets | Count | 25th pct | Median | 75th pct |
|---|---|---|---|---|
| Under $2 million in assets | 1 | $97K | $97K | $97K |
| $2 million to $10 million | 11 | $16K | $38K | $168K |
| $10 million to $50 million | 58 | $31K | $113K | $559K |
| $50 million to $100 million | 59 | $54K | $314K | $1.5M |
| $100 million to $500 million | 246 | $158K | $840K | $2.5M |
| $500 million and up | 333 | $347K | $2.5M | $8.2M |
Largest private student loans
Using the rules of the national ranking. See the top 100.
- Navy Federal Credit Union Vienna, VA $1.3B
- First Technology Federal Credit Union San Jose, CA $736M
- Pentagon Federal Credit Union McLean, VA $641M
- Harvard Federal Credit Union Cambridge, MA $260M
- FourLeaf Federal Credit Union Bethpage, NY $124M
- American Airlines Federal Credit Union Fort Worth, TX $114M
- Baxter Credit Union Vernon Hills, IL $102M
- University of Wisconsin Credit Union Madison, WI $97.2M
- Affinity Plus Federal Credit Union Saint Paul, MN $92.9M
- Eastman Credit Union Kingsport, TN $81.4M
Median by state
Credit unions headquartered in each state; states with at least three.
| State | Median | Count |
|---|---|---|
| Georgia | $11.5M | 6 |
| Kentucky | $4.9M | 5 |
| Vermont | $4.4M | 3 |
| Utah | $4.3M | 6 |
| Indiana | $3.2M | 14 |
| Virginia | $3.1M | 25 |
| Maryland | $2.7M | 17 |
| Ohio | $2.4M | 30 |
| New Hampshire | $2.2M | 3 |
| District of Columbia | $2.0M | 8 |
| Pennsylvania | $1.8M | 63 |
| Wisconsin | $1.8M | 19 |
| Massachusetts | $1.8M | 36 |
| Alabama | $1.7M | 4 |
| New York | $1.6M | 58 |
| Iowa | $1.4M | 15 |
| Washington | $1.3M | 10 |
| Oregon | $1.2M | 5 |
| Missouri | $1.1M | 15 |
| Illinois | $1.1M | 26 |
| South Dakota | $837K | 9 |
| Kansas | $814K | 5 |
| Michigan | $797K | 52 |
| North Carolina | $654K | 9 |
| Oklahoma | $577K | 8 |
| Minnesota | $486K | 26 |
| Delaware | $417K | 3 |
| Colorado | $355K | 9 |
| Maine | $347K | 9 |
| Connecticut | $330K | 17 |
| Texas | $298K | 32 |
| California | $282K | 51 |
| Hawaii | $281K | 11 |
| Tennessee | $252K | 11 |
| New Jersey | $230K | 39 |
| Florida | $186K | 18 |
| Arizona | $173K | 4 |
| North Dakota | $53K | 3 |
| Louisiana | $39K | 6 |
Source: NCUA 5300 Call Report quarterly data, Q2 2026. Not affiliated with NCUA. Every credit union's figure is on its own page, in the screener, and in the free API.
Questions people ask
What is the average credit union private student loans?
The median credit union reported $1.0M in the Q2 2026 call reports (quarter ended June 30, 2026), across 708 credit unions. The largest, Navy Federal Credit Union, reported $1.3B.
How is private student loans calculated?
Non-federally guaranteed student loans outstanding. Source accounts on NCUA's 5300 call report: ACCT_698A (non-federally guaranteed student loans).
Which credit union has the highest private student loans?
Navy Federal Credit Union of Vienna, VA, at $1.3B in Q2 2026, under the rules of the national ranking.