Lending · Q2 2026 call reports
Credit union home loans outstanding
1-4 family first-lien plus junior-lien loans outstanding. The median credit union reported $25.5M for the quarter ended June 30, 2026; the middle half ran from $5.6M to $123M, across 3,363 credit unions.
Why it matters
Total home loan balances show which credit unions are the biggest residential lenders.
How it is calculated
1-4 family first-lien plus junior-lien loans outstanding.
NCUA 5300 call report accounts: ACCT_703A (1-4 family first lien) · ACCT_386A (1-4 family junior lien). Methodology
By NCUA peer group
| Assets | Count | 25th pct | Median | 75th pct |
|---|---|---|---|---|
| Under $2 million in assets | 6 | $65K | $126K | $155K |
| $2 million to $10 million | 133 | $122K | $408K | $1.1M |
| $10 million to $50 million | 859 | $1.4M | $3.4M | $7.2M |
| $50 million to $100 million | 554 | $7.6M | $13.5M | $21.2M |
| $100 million to $500 million | 1,052 | $29.6M | $51.4M | $88.2M |
| $500 million and up | 759 | $245M | $412M | $880M |
Largest home loans outstanding
Using the rules of the national ranking. See the top 100.
- Navy Federal Credit Union Vienna, VA $68.8B
- State Employees' Credit Union Raleigh, NC $30.5B
- Pentagon Federal Credit Union McLean, VA $13.9B
- SchoolsFirst Federal Credit Union Santa Ana, CA $12.9B
- Boeing Employees Credit Union Tukwila, WA $11.9B
- First Technology Federal Credit Union San Jose, CA $11.2B
- Wings Credit Union Colorado Springs, CO $9.7B
- Lake Michigan Credit Union Grand Rapids, MI $9.3B
- The Golden 1 Credit Union Sacramento, CA $8.5B
- Alliant Credit Union Chicago, IL $8.4B
Median by state
Credit unions headquartered in each state; states with at least three.
| State | Median | Count |
|---|---|---|
| New Hampshire | $251M | 11 |
| Vermont | $249M | 9 |
| Rhode Island | $136M | 11 |
| Maryland | $117M | 49 |
| Nevada | $97.0M | 12 |
| Arizona | $93.1M | 28 |
| California | $87.4M | 217 |
| Idaho | $78.0M | 23 |
| Massachusetts | $64.6M | 107 |
| District of Columbia | $62.3M | 19 |
| Maine | $59.6M | 48 |
| Florida | $55.8M | 101 |
| Alaska | $52.4M | 8 |
| Michigan | $51.4M | 162 |
| Minnesota | $51.4M | 72 |
| Wyoming | $47.4M | 16 |
| Wisconsin | $46.9M | 88 |
| Oregon | $46.7M | 44 |
| New Mexico | $41.5M | 26 |
| Colorado | $39.7M | 55 |
| South Carolina | $38.1M | 36 |
| Puerto Rico | $37.7M | 3 |
| Utah | $35.9M | 39 |
| Washington | $35.3M | 70 |
| Virginia | $35.1M | 79 |
| Georgia | $34.8M | 49 |
| Hawaii | $30.2M | 40 |
| North Carolina | $26.2M | 52 |
| Iowa | $24.3M | 51 |
| Illinois | $24.2M | 99 |
| Connecticut | $22.6M | 52 |
| Texas | $22.1M | 247 |
| Oklahoma | $21.8M | 43 |
| Missouri | $19.9M | 65 |
| New York | $18.7M | 204 |
| Tennessee | $18.5M | 93 |
| North Dakota | $17.8M | 25 |
| Ohio | $17.8M | 159 |
| Montana | $17.3M | 32 |
| Kansas | $17.2M | 43 |
| Mississippi | $15.7M | 23 |
| Indiana | $15.5M | 101 |
| New Jersey | $14.1M | 80 |
| Delaware | $13.9M | 13 |
| Kentucky | $11.6M | 46 |
| Arkansas | $10.0M | 24 |
| South Dakota | $9.5M | 29 |
| Pennsylvania | $9.5M | 219 |
| Nebraska | $9.3M | 43 |
| Alabama | $8.4M | 74 |
| Louisiana | $7.7M | 80 |
| West Virginia | $6.1M | 40 |
Source: NCUA 5300 Call Report quarterly data, Q2 2026. Not affiliated with NCUA. Every credit union's figure is on its own page, in the screener, and in the free API.
Questions people ask
What is the average credit union home loans outstanding?
The median credit union reported $25.5M in the Q2 2026 call reports (quarter ended June 30, 2026), across 3,363 credit unions. The largest, Navy Federal Credit Union, reported $68.8B.
How is home loans outstanding calculated?
1-4 family first-lien plus junior-lien loans outstanding. Source accounts on NCUA's 5300 call report: ACCT_703A (1-4 family first lien); ACCT_386A (1-4 family junior lien).
Which credit union has the highest home loans outstanding?
Navy Federal Credit Union of Vienna, VA, at $68.8B in Q2 2026, under the rules of the national ranking.