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Ranking · Q2 2026 call reports

The biggest credit union home lenders

Navy Federal Credit Union of Vienna, Virginia leads this list at $68.8B, according to the call reports credit unions filed with NCUA for the quarter ended June 30, 2026. Most first-lien and home equity loans outstanding. 3,363 credit unions qualify; the top 100 are below.

#Credit unionLocation Home loans HomeMortgageHome equity
1 Navy Federal Credit Union Vienna, VA $68.8B 46.99%5.62%8.75%
2 State Employees' Credit Union Raleigh, NC $30.5B 78.83%5.75%6.25%
3 Pentagon Federal Credit Union McLean, VA $13.9B 63.17%3.25%7.00%
4 SchoolsFirst Federal Credit Union Santa Ana, CA $12.9B 55.85%5.50%4.25%
5 Boeing Employees Credit Union Tukwila, WA $11.9B 58.28%4.49%4.49%
6 First Technology Federal Credit Union San Jose, CA $11.2B 50.88%6.00%7.00%
7 Wings Credit Union Colorado Springs, CO $9.7B 60.56%6.50%7.49%
8 Lake Michigan Credit Union Grand Rapids, MI $9.3B 68.18%6.49%6.49%
9 The Golden 1 Credit Union Sacramento, CA $8.5B 51.53%5.88%7.25%
10 Alliant Credit Union Chicago, IL $8.4B 52.93%5.75%3.99%
11 FourLeaf Federal Credit Union Bethpage, NY $6.8B 59.12%4.96%7.17%
12 Randolph-Brooks Federal Credit Union Universal City, TX $6.7B 51.92%6.25%6.25%
13 Mountain America Federal Credit Union Sandy, UT $6.4B 33.89%6.12%7.24%
14 Star One Credit Union Sunnyvale, CA $6.1B 91.22%6.38%6.75%
15 Suncoast Credit Union Tampa, FL $6.1B 37.58%5.99%6.60%
16 Idaho Central Credit Union Chubbuck, ID $5.8B 42.05%5.11%7.36%
17 Security Service Federal Credit Union San Antonio, TX $5.6B 49.09%5.75%5.99%
18 United Nations Federal Credit Union Long Island City, NY $5.5B 86.44%6.38%6.25%
19 Greenstate Credit Union North Liberty, IA $5.1B 54.01%5.10%6.43%
20 Logix Federal Credit Union Valencia, CA $5.0B 64.96%2.88%7.24%
21 VyStar Credit Union Jacksonville, FL $4.8B 45.21%4.36%5.77%
22 America First Federal Credit Union Riverdale, UT $4.7B 25.24%6.40%7.49%
23 Summit Credit Union Madison, WI $4.5B 65.83%6.25%6.25%
24 Patelco Credit Union Dublin, CA $4.4B 62.41%5.75%5.49%
25 Broadview Federal Credit Union Albany, NY $4.3B 61.38%6.25%6.25%
26 Eastman Credit Union Kingsport, TN $4.3B 53.88%6.63%6.75%
27 Redwood Credit Union Santa Rosa, CA $4.3B 50.32%5.88%7.25%
28 Police & Fire Federal Credit Union Philadelphia, PA $3.9B 68.95%6.25%6.74%
29 American Airlines Federal Credit Union Fort Worth, TX $3.9B 70.77%5.88%7.25%
30 Kinecta Federal Credit Union Manhattan Beach, CA $3.7B 68.83%4.05%7.21%
31 San Diego County Credit Union San Diego, CA $3.7B 71.15%5.13%8.25%
32 Citadel Federal Credit Union Exton, PA $3.6B 59.72%6.25%6.49%
33 State Employees CU of Maryland, Inc Credit Union Linthicum, MD $3.6B 79.11%6.19%8.24%
34 Space Coast Credit Union Melbourne, FL $3.6B 47.42%5.50%4.24%
35 Bank Fund Staff Federal Credit Union Washington, DC $3.5B 92.02%5.50%5.75%
36 Global Federal Credit Union Anchorage, AK $3.5B 33.23%2.75%7.25%
37 Delta Community Credit Union Atlanta, GA $3.4B 51.13%5.75%6.50%
38 OnPoint Community Credit Union Portland, OR $3.4B 54.36%5.75%6.75%
39 Chevron Federal Credit Union Concord, CA $3.4B 82.72%6.38%7.99%
40 Teachers Federal Credit Union Smithtown, NY $3.2B 54.79%5.63%5.49%
41 Wright-Patt Credit Union, Inc. Beavercreek, OH $3.2B 46.17%2.75%6.75%
42 Veridian Credit Union Waterloo, IA $3.2B 39.65%5.75%2.99%
43 Pennsylvania State Employees Credit Union Harrisburg, PA $3.1B 43.49%6.75%6.75%
44 Midflorida Credit Union Lakeland, FL $3.0B 37.73%5.50%6.24%
45 Mission Federal Credit Union San Diego, CA $2.9B 56.64%5.50%6.99%
46 Citizens Equity First Credit Union Peoria, IL $2.9B 44.93%6.38%6.75%
47 Baxter Credit Union Vernon Hills, IL $2.9B 54.54%5.88%6.50%
48 CommunityAmerica Federal Credit Union Lenexa, KS $2.9B 45.07%2.75%6.74%
49 Stanford Federal Credit Union Palo Alto, CA $2.8B 80.77%6.72%7.43%
50 Desert Financial Credit Union Phoenix, AZ $2.7B 51.44%5.76%6.40%
51 Michigan State University Federal Credit Union East Lansing, MI $2.7B 39.20%6.13%6.75%
52 University of Wisconsin Credit Union Madison, WI $2.7B 56.98%5.50%6.25%
53 Wescom Central Credit Union Pasadena, CA $2.7B 76.63%3.90%6.86%
54 Bellco Credit Union Greenwood Village, CO $2.6B 37.77%7.25%7.25%
55 Tower Federal Credit Union Laurel, MD $2.6B 68.87%6.25%6.25%
56 Affinity Federal Credit Union Basking Ridge, NJ $2.5B 64.85%6.12%6.63%
57 Genisys Credit Union Auburn Hills, MI $2.5B 46.15%7.49%7.49%
58 California Federal Credit Union Glendale, CA $2.4B 67.73%4.64%7.49%
59 Community First Credit Union Appleton, WI $2.4B 46.70%5.70%5.59%
60 Founders Federal Credit Union Lancaster, SC $2.4B 56.55%5.75%7.25%
61 NASA Federal Credit Union Upper Marlboro, MD $2.3B 52.59%6.38%6.50%
62 Hudson Valley Federal Credit Union Poughkeepsie, NY $2.3B 45.72%4.88%6.50%
63 Texas Dow Employees Credit Union Houston, TX $2.2B 50.90%7.38%8.38%
64 Navigant Credit Union Smithfield, RI $2.2B 59.05%6.13%5.99%
65 Provident Credit Union Redwood City, CA $2.2B 77.31%4.05%6.21%
66 Elevations Credit Union Boulder, CO $2.2B 81.68%6.75%6.99%
67 Liberty Federal Credit Union Evansville, IN $2.2B 60.27%6.75%7.75%
68 TruStone Financial Credit Union Plymouth, MN $2.1B 51.58%6.68%7.11%
69 Coastal Federal Credit Union Raleigh, NC $2.1B 49.36%6.13%6.90%
70 Langley Federal Credit Union Newport News, VA $2.1B 46.05%6.25%8.09%
71 Travis Credit Union Vacaville, CA $2.1B 48.08%5.25%6.75%
72 Members 1st Federal Credit Union Enola, PA $2.1B 29.75%6.50%6.51%
73 Service Federal Credit Union Portsmouth, NH $2.1B 37.39%5.25%4.99%
74 Landmark Credit Union Brookfield, WI $2.1B 31.98%6.38%5.75%
75 Visions Federal Credit Union Endicott, NY $2.0B 58.08%6.13%6.50%
76 Michigan Schools and Government Credit Union Clinton Township, MI $2.0B 52.56%5.82%7.49%
77 Municipal Credit Union New York, NY $2.0B 58.49%5.49%7.63%
78 United Federal Credit Union St Joseph, MI $2.0B 60.71%4.89%7.28%
79 Jovia Financial Federal Credit Union Westbury, NY $2.0B 53.84%3.96%6.65%
80 Usalliance Federal Credit Union Rye, NY $2.0B 65.71%4.19%7.86%
81 Spokane Teachers Credit Union Liberty Lake, WA $2.0B 37.40%5.52%5.30%
82 Affinity Plus Federal Credit Union Saint Paul, MN $1.9B 50.80%6.13%7.24%
83 Ornl Federal Credit Union Oak Ridge, TN $1.9B 47.94%5.88%7.00%
84 Gesa Credit Union Richland, WA $1.9B 34.56%5.75%6.00%
85 Civic Federal Credit Union Raleigh, NC $1.9B 68.27%3.25%6.00%
86 EastRise Federal Credit Union Williston, VT $1.9B 70.92%6.12%6.75%
87 Empower Federal Credit Union Syracuse, NY $1.8B 51.41%5.75%6.75%
88 Trumark Financial Credit Union Fort Washington, PA $1.8B 62.14%6.50%5.99%
89 Premier America Credit Union Chatsworth, CA $1.8B 68.71%2.25%7.08%
90 Safe Credit Union Folsom, CA $1.8B 56.98%4.04%6.71%
91 Coastal1 Credit Union Pawtucket, RI $1.7B 58.57%6.13%5.99%
92 Valley Strong Credit Union Bakersfield, CA $1.7B 60.09%3.83%7.62%
93 Truliant Federal Credit Union Winston Salem, NC $1.7B 36.95%6.50%6.50%
94 Apple Federal Credit Union Fairfax, VA $1.7B 50.84%6.38%6.74%
95 Educators Credit Union Racine, WI $1.7B 65.85%6.25%6.24%
96 Fairwinds Credit Union Orlando, FL $1.7B 48.58%6.05%6.55%
97 Washington State Employees Credit Union Olympia, WA $1.6B 42.12%6.49%7.25%
98 Virginia Federal Credit Union Richmond, VA $1.6B 30.53%6.50%6.99%
99 ESL Federal Credit Union Rochester, NY $1.6B 34.65%6.37%3.95%
100 Meritrust Credit Union Broomfield, CO $1.6B 49.47%5.79%7.31%

Source: NCUA 5300 Call Report quarterly data, Q2 2026. Home loans outstanding: 1-4 family first-lien plus junior-lien loans outstanding. Not affiliated with NCUA or any credit union. Open this list in the screener · Compare credit unions

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