Ranking · Q2 2026 call reports
The biggest credit union credit card lenders
Navy Federal Credit Union of Vienna, Virginia leads this list at $33.4B, according to the call reports credit unions filed with NCUA for the quarter ended June 30, 2026. Largest credit card balances outstanding. 2,825 credit unions qualify; the top 100 are below.
| # | Credit union | Location | Card balances | Cards | Credit card | Members |
|---|---|---|---|---|---|---|
| 1 | Navy Federal Credit Union | Vienna, VA | $33.4B | 22.81% | 18.00% | 15,517,448 |
| 2 | Pentagon Federal Credit Union | McLean, VA | $1.7B | 7.63% | 17.99% | 2,751,004 |
| 3 | Boeing Employees Credit Union | Tukwila, WA | $1.6B | 8.08% | 12.49% | 1,594,258 |
| 4 | SchoolsFirst Federal Credit Union | Santa Ana, CA | $1.5B | 6.37% | 13.25% | 1,579,561 |
| 5 | State Employees' Credit Union | Raleigh, NC | $1.3B | 3.24% | 14.25% | 2,998,339 |
| 6 | Mountain America Federal Credit Union | Sandy, UT | $1.1B | 6.00% | 11.49% | 1,458,467 |
| 7 | First Technology Federal Credit Union | San Jose, CA | $1.0B | 4.75% | 13.00% | 1,870,858 |
| 8 | America First Federal Credit Union | Riverdale, UT | $1.0B | 5.51% | 14.99% | 1,588,687 |
| 9 | Suncoast Credit Union | Tampa, FL | $1.0B | 6.19% | 17.25% | 1,408,203 |
| 10 | Pennsylvania State Employees Credit Union | Harrisburg, PA | $784M | 11.01% | 12.90% | 547,167 |
| 11 | The Golden 1 Credit Union | Sacramento, CA | $782M | 4.77% | 16.24% | 1,199,691 |
| 12 | VyStar Credit Union | Jacksonville, FL | $654M | 6.10% | 16.00% | 1,024,058 |
| 13 | Randolph-Brooks Federal Credit Union | Universal City, TX | $649M | 5.05% | 18.00% | 1,152,532 |
| 14 | Redwood Credit Union | Santa Rosa, CA | $525M | 6.20% | 21.00% | 423,257 |
| 15 | Michigan State University Federal Credit Union | East Lansing, MI | $502M | 7.25% | 13.90% | 405,979 |
| 16 | Wings Credit Union | Colorado Springs, CO | $481M | 2.99% | 21.49% | 958,216 |
| 17 | Baxter Credit Union | Vernon Hills, IL | $380M | 7.24% | 16.40% | 372,377 |
| 18 | Virginia Federal Credit Union | Richmond, VA | $370M | 6.92% | 16.24% | 480,100 |
| 19 | Patelco Credit Union | Dublin, CA | $329M | 4.64% | 11.65% | 542,150 |
| 20 | Logix Federal Credit Union | Valencia, CA | $328M | 4.23% | 16.24% | 246,291 |
| 21 | Members 1st Federal Credit Union | Enola, PA | $328M | 4.67% | 15.50% | 634,162 |
| 22 | Mission Federal Credit Union | San Diego, CA | $322M | 6.23% | 17.99% | 331,664 |
| 23 | Idaho Central Credit Union | Chubbuck, ID | $309M | 2.25% | 14.20% | 821,866 |
| 24 | Security Service Federal Credit Union | San Antonio, TX | $307M | 2.69% | 10.99% | 721,020 |
| 25 | Police & Fire Federal Credit Union | Philadelphia, PA | $307M | 5.38% | 16.65% | 432,372 |
| 26 | Gecu Federal Credit Union | El Paso, TX | $305M | 7.93% | 11.91% | 441,043 |
| 27 | Greenstate Credit Union | North Liberty, IA | $291M | 3.10% | 12.38% | 359,136 |
| 28 | University of Wisconsin Credit Union | Madison, WI | $289M | 6.12% | 16.70% | 396,812 |
| 29 | Affinity Plus Federal Credit Union | Saint Paul, MN | $269M | 7.06% | 18.00% | 303,111 |
| 30 | Washington State Employees Credit Union | Olympia, WA | $264M | 6.75% | 18.75% | 323,382 |
| 31 | OnPoint Community Credit Union | Portland, OR | $264M | 4.19% | 13.50% | 661,823 |
| 32 | Redstone Federal Credit Union | Huntsville, AL | $260M | 7.00% | 15.50% | 539,259 |
| 33 | Wright-Patt Credit Union, Inc. | Beavercreek, OH | $252M | 3.69% | 15.75% | 527,080 |
| 34 | Delta Community Credit Union | Atlanta, GA | $252M | 3.75% | 15.25% | 547,012 |
| 35 | Lake Michigan Credit Union | Grand Rapids, MI | $243M | 1.78% | 13.50% | 536,976 |
| 36 | Wescom Central Credit Union | Pasadena, CA | $236M | 6.73% | 12.20% | 264,807 |
| 37 | Space Coast Credit Union | Melbourne, FL | $232M | 3.07% | 14.74% | 705,088 |
| 38 | Educational Employees Credit Union | Fresno, CA | $229M | 9.94% | 10.99% | 400,296 |
| 39 | American Airlines Federal Credit Union | Fort Worth, TX | $228M | 4.12% | 17.74% | 374,627 |
| 40 | CommunityAmerica Federal Credit Union | Lenexa, KS | $224M | 3.53% | 17.70% | 594,689 |
| 41 | Founders Federal Credit Union | Lancaster, SC | $217M | 5.21% | 17.90% | 294,048 |
| 42 | Summit Credit Union | Madison, WI | $212M | 3.07% | 9.90% | 281,962 |
| 43 | Spokane Teachers Credit Union | Liberty Lake, WA | $212M | 4.04% | 12.83% | 313,593 |
| 44 | Municipal Credit Union | New York, NY | $208M | 6.10% | 15.74% | 651,236 |
| 45 | Texas Dow Employees Credit Union | Houston, TX | $207M | 4.73% | 13.49% | 403,290 |
| 46 | Citadel Federal Credit Union | Exton, PA | $204M | 3.34% | 10.74% | 290,591 |
| 47 | Peak Credit Union | Olympia, WA | $200M | 5.82% | 12.50% | 267,643 |
| 48 | Langley Federal Credit Union | Newport News, VA | $198M | 4.32% | 18.00% | 408,716 |
| 49 | Gesa Credit Union | Richland, WA | $198M | 3.66% | 12.49% | 322,863 |
| 50 | University Federal Credit Union | Austin, TX | $190M | 6.39% | 17.90% | 429,865 |
| 51 | State Employees CU of Maryland, Inc Credit Union | Linthicum, MD | $188M | 4.13% | 15.49% | 274,489 |
| 52 | ESL Federal Credit Union | Rochester, NY | $186M | 4.02% | – | 485,535 |
| 53 | Broadview Federal Credit Union | Albany, NY | $186M | 2.63% | 11.74% | 516,899 |
| 54 | Tinker Federal Credit Union | Oklahoma City, OK | $183M | 5.09% | 13.25% | 488,459 |
| 55 | NASA Federal Credit Union | Upper Marlboro, MD | $183M | 4.14% | 12.90% | 238,953 |
| 56 | Eastman Credit Union | Kingsport, TN | $179M | 2.24% | 9.90% | 360,016 |
| 57 | Global Federal Credit Union | Anchorage, AK | $177M | 1.69% | 12.50% | 808,644 |
| 58 | Apple Federal Credit Union | Fairfax, VA | $175M | 5.27% | 13.37% | 268,158 |
| 59 | Aberdeen Proving Ground Federal Credit Union | Aberdeen, MD | $174M | 7.69% | 15.93% | 188,141 |
| 60 | United Nations Federal Credit Union | Long Island City, NY | $169M | 2.67% | 15.49% | 266,891 |
| 61 | Midflorida Credit Union | Lakeland, FL | $160M | 2.04% | 12.99% | 499,969 |
| 62 | Alliant Credit Union | Chicago, IL | $159M | 1.00% | 15.74% | 953,370 |
| 63 | Travis Credit Union | Vacaville, CA | $158M | 3.61% | 22.15% | 274,331 |
| 64 | Truliant Federal Credit Union | Winston Salem, NC | $152M | 3.32% | 17.99% | 328,760 |
| 65 | Citizens Equity First Credit Union | Peoria, IL | $151M | 2.32% | 12.00% | 423,526 |
| 66 | Service Federal Credit Union | Portsmouth, NH | $149M | 2.70% | 19.65% | 388,968 |
| 67 | Veridian Credit Union | Waterloo, IA | $148M | 1.87% | – | 379,914 |
| 68 | Gte Federal Credit Union | Tampa, FL | $148M | 5.46% | 10.49% | 232,246 |
| 69 | Tower Federal Credit Union | Laurel, MD | $148M | 3.90% | 10.91% | 222,073 |
| 70 | Keesler Federal Credit Union | Biloxi, MS | $147M | 4.04% | 12.61% | 397,213 |
| 71 | Kemba Financial Credit Union | Gahanna, OH | $143M | 7.49% | 11.49% | 142,677 |
| 72 | Affinity Federal Credit Union | Basking Ridge, NJ | $142M | 3.62% | 12.10% | 248,891 |
| 73 | Jovia Financial Federal Credit Union | Westbury, NY | $140M | 3.83% | 12.62% | 235,404 |
| 74 | Educators Credit Union | Racine, WI | $133M | 5.19% | 14.90% | 232,579 |
| 75 | Vantage West Credit Union | Tucson, AZ | $131M | 5.19% | 17.24% | 217,416 |
| 76 | Advancial Federal Credit Union | Dallas, TX | $130M | 6.38% | 9.90% | 142,749 |
| 77 | American Heritage Federal Credit Union | Philadelphia, PA | $129M | 3.44% | 9.99% | 330,603 |
| 78 | BayPort Federal Credit Union | Newport News, VA | $128M | 5.74% | 11.49% | 157,891 |
| 79 | Rivermark Community Credit Union | Oregon City, OR | $128M | 5.79% | 11.90% | 176,438 |
| 80 | Partners Federal Credit Union | Burbank, CA | $128M | 5.80% | 10.24% | 175,757 |
| 81 | TruStone Financial Credit Union | Plymouth, MN | $126M | 3.03% | 13.45% | 221,366 |
| 82 | Hudson Valley Federal Credit Union | Poughkeepsie, NY | $125M | 2.48% | 16.50% | 391,041 |
| 83 | University of Michigan Credit Union | Ann Arbor, MI | $125M | 10.72% | 8.99% | 121,042 |
| 84 | Knoxville TVA Employees Credit Union | Knoxville, TN | $122M | 2.84% | 9.99% | 308,932 |
| 85 | Community First Credit Union | Appleton, WI | $122M | 2.38% | 11.05% | 166,721 |
| 86 | Empower Federal Credit Union | Syracuse, NY | $122M | 3.41% | 11.99% | 310,884 |
| 87 | Robins Financial Credit Union | Warner Robins, GA | $120M | 4.15% | 13.83% | 273,627 |
| 88 | Grow Financial Federal Credit Union | Tampa, FL | $116M | 3.91% | 12.49% | 301,785 |
| 89 | Nusenda Federal Credit Union | Albuquerque, NM | $116M | 3.36% | 12.50% | 299,021 |
| 90 | Teachers Federal Credit Union | Smithtown, NY | $115M | 1.97% | 17.49% | 486,565 |
| 91 | Goldenwest Federal Credit Union | Ogden, UT | $114M | 3.26% | 11.49% | 221,793 |
| 92 | Hapo Community Credit Union | Richland, WA | $114M | 5.27% | 14.01% | 213,072 |
| 93 | Americu Credit Union | Rome, NY | $113M | 4.40% | 11.51% | 210,014 |
| 94 | State Department Federal Credit Union | Alexandria, VA | $113M | 7.13% | 11.49% | 85,293 |
| 95 | Community First Credit Union of Flo | Jacksonville, FL | $113M | 4.73% | 13.90% | 194,282 |
| 96 | Consumers Credit Union | Lake Forest, IL | $112M | 3.50% | 13.20% | 287,338 |
| 97 | Chartway Federal Credit Union | Virginia Beach, VA | $111M | 4.02% | 15.49% | 257,809 |
| 98 | Dupont Community Credit Union | Waynesboro, VA | $111M | 9.28% | 12.49% | 124,899 |
| 99 | Together Credit Union | Saint Louis, MO | $111M | 5.05% | 10.40% | 148,447 |
| 100 | Michigan Schools and Government Credit Union | Clinton Township, MI | $111M | 2.91% | 10.84% | 163,462 |
Source: NCUA 5300 Call Report quarterly data, Q2 2026. Credit card balances: Unsecured credit card loans outstanding. Not affiliated with NCUA or any credit union. Open this list in the screener · Compare credit unions
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Questions people ask
How is this list ranked?
Largest credit card balances outstanding. Unsecured credit card loans outstanding. Ties go to the larger credit union. Figures come from each credit union's NCUA 5300 call report for Q2 2026 (quarter ended June 30, 2026).
Can I see more than 100, or filter by state?
Yes. The free screener lists all 2,825 credit unions that qualify for this list, filters by state, size and charter, and downloads as CSV.