Ranking · Q2 2026 call reports
The biggest credit union private student lenders
Navy Federal Credit Union of Vienna, Virginia leads this list at $1.3B, according to the call reports credit unions filed with NCUA for the quarter ended June 30, 2026. Most private student loans outstanding. 708 credit unions qualify; the top 100 are below.
| # | Credit union | Location | Student loans | Loans | Assets | Members |
|---|---|---|---|---|---|---|
| 1 | Navy Federal Credit Union | Vienna, VA | $1.3B | $146B | $204B | 15,517,448 |
| 2 | First Technology Federal Credit Union | San Jose, CA | $736M | $22.0B | $27.9B | 1,870,858 |
| 3 | Pentagon Federal Credit Union | McLean, VA | $641M | $22.0B | $29.2B | 2,751,004 |
| 4 | Harvard Federal Credit Union | Cambridge, MA | $260M | $1.0B | $1.2B | 59,763 |
| 5 | FourLeaf Federal Credit Union | Bethpage, NY | $124M | $11.4B | $14.4B | 527,355 |
| 6 | American Airlines Federal Credit Union | Fort Worth, TX | $114M | $5.5B | $9.5B | 374,627 |
| 7 | Baxter Credit Union | Vernon Hills, IL | $102M | $5.2B | $6.4B | 372,377 |
| 8 | University of Wisconsin Credit Union | Madison, WI | $97.2M | $4.7B | $6.7B | 396,812 |
| 9 | Affinity Plus Federal Credit Union | Saint Paul, MN | $92.9M | $3.8B | $5.0B | 303,111 |
| 10 | Eastman Credit Union | Kingsport, TN | $81.4M | $8.0B | $10.2B | 360,016 |
| 11 | Georgia's Own Credit Union | Atlanta, GA | $65.0M | $3.2B | $4.2B | 240,275 |
| 12 | Star One Credit Union | Sunnyvale, CA | $60.7M | $6.7B | $9.7B | 134,349 |
| 13 | Wright-Patt Credit Union, Inc. | Beavercreek, OH | $60.3M | $6.8B | $9.5B | 527,080 |
| 14 | Boeing Employees Credit Union | Tukwila, WA | $59.3M | $20.4B | $29.6B | 1,594,258 |
| 15 | Teachers Federal Credit Union | Smithtown, NY | $54.2M | $5.8B | $9.9B | 486,565 |
| 16 | Quorum Federal Credit Union | Purchase, NY | $50.2M | $1.1B | $1.4B | 79,668 |
| 17 | Members 1st Federal Credit Union | Enola, PA | $45.5M | $7.0B | $8.7B | 634,162 |
| 18 | Educators Credit Union | Racine, WI | $40.7M | $2.6B | $4.0B | 232,579 |
| 19 | Elements Financial Federal Credit Union | Indianapolis, IN | $36.4M | $1.7B | $2.5B | 102,766 |
| 20 | Summit Credit Union | Madison, WI | $36.0M | $6.9B | $8.5B | 281,962 |
| 21 | Southwest Airlines Federal Credit Union | Dallas, TX | $34.8M | $589M | $861M | 59,070 |
| 22 | Three Rivers Federal Credit Union | Fort Wayne, IN | $33.8M | $1.8B | $2.9B | 139,191 |
| 23 | Mass. Institute of Tech. Federal Credit Union | Lexington, MA | $31.3M | $551M | $731M | 35,749 |
| 24 | Franklin Mint Federal Credit Union | Chadds Ford, PA | $31.2M | $1.6B | $2.2B | 165,339 |
| 25 | Veridian Credit Union | Waterloo, IA | $30.8M | $8.0B | $9.2B | 379,914 |
| 26 | Citizens Equity First Credit Union | Peoria, IL | $30.5M | $6.5B | $8.5B | 423,526 |
| 27 | Center Parc Credit Union | Atlanta, GA | $28.5M | $1.9B | $2.4B | 127,515 |
| 28 | Commonwealth Federal Credit Union | Frankfort, KY | $28.2M | $2.2B | $2.9B | 149,646 |
| 29 | Kemba Financial Credit Union | Gahanna, OH | $27.7M | $1.9B | $2.5B | 142,677 |
| 30 | Empower Federal Credit Union | Syracuse, NY | $26.4M | $3.6B | $4.3B | 310,884 |
| 31 | USC Credit Union | Los Angeles, CA | $26.0M | $603M | $741M | 73,864 |
| 32 | Lake Trust Credit Union | Brighton, MI | $25.7M | $2.2B | $2.9B | 175,187 |
| 33 | Together Credit Union | Saint Louis, MO | $24.0M | $2.2B | $2.7B | 148,447 |
| 34 | Achieva Credit Union | Dunedin, FL | $23.2M | $2.6B | $3.2B | 216,949 |
| 35 | Landmark Credit Union | Brookfield, WI | $22.5M | $6.4B | $7.9B | 407,868 |
| 36 | Metro Credit Union | Chelsea, MA | $22.1M | $2.8B | $3.3B | 218,846 |
| 37 | Y-12 Federal Credit Union | Oak Ridge, TN | $21.4M | $2.3B | $2.8B | 137,984 |
| 38 | Clearview Federal Credit Union | Moon Township, PA | $21.3M | $1.6B | $2.2B | 141,031 |
| 39 | Launch Credit Union | Merritt Island, FL | $21.1M | $1.1B | $1.4B | 87,188 |
| 40 | Capital Credit Union | Green Bay, WI | $20.3M | $2.4B | $2.8B | 129,276 |
| 41 | NASA Federal Credit Union | Upper Marlboro, MD | $19.8M | $4.4B | $5.8B | 238,953 |
| 42 | Sun East Federal Credit Union | Aston, PA | $19.3M | $742M | $909M | 48,363 |
| 43 | Service Federal Credit Union | Portsmouth, NH | $19.2M | $5.5B | $6.7B | 388,968 |
| 44 | United Nations Federal Credit Union | Long Island City, NY | $18.8M | $6.3B | $10.7B | 266,891 |
| 45 | Broadview Federal Credit Union | Albany, NY | $18.6M | $7.1B | $9.4B | 516,899 |
| 46 | Utilities Employees Credit Union | Reading, PA | $18.3M | $801M | $1.5B | 64,317 |
| 47 | Zeal Credit Union | Livonia, MI | $18.1M | $710M | $1.1B | 69,473 |
| 48 | United Federal Credit Union | St Joseph, MI | $17.4M | $3.3B | $4.4B | 191,845 |
| 49 | Workers Federal Credit Union | Littleton, MA | $17.4M | $2.0B | $2.5B | 119,940 |
| 50 | Umassfive College Federal Credit Union | Hadley, MA | $16.6M | $542M | $703M | 51,576 |
| 51 | Frankenmuth Credit Union | Frankenmuth, MI | $15.8M | $1.2B | $1.6B | 78,652 |
| 52 | Delta Community Credit Union | Atlanta, GA | $15.7M | $6.7B | $9.1B | 547,012 |
| 53 | Self-Help Credit Union | Durham, NC | $15.4M | $1.9B | $2.2B | 101,911 |
| 54 | Gesa Credit Union | Richland, WA | $15.1M | $5.4B | $6.8B | 322,863 |
| 55 | Everence Federal Credit Union | Lancaster, PA | $14.9M | $361M | $450M | 24,679 |
| 56 | Americu Credit Union | Rome, NY | $14.9M | $2.6B | $3.0B | 210,014 |
| 57 | University Credit Union | Los Angeles, CA | $14.9M | $998M | $1.2B | 60,212 |
| 58 | Langley Federal Credit Union | Newport News, VA | $14.8M | $4.6B | $5.6B | 408,716 |
| 59 | Family First of Ny Federal Credit Union | Rochester, NY | $14.8M | $288M | $345M | 14,765 |
| 60 | Mayo Employees Federal Credit Union | Rochester, MN | $14.1M | $708M | $1.5B | 76,378 |
| 61 | Affinity Federal Credit Union | Basking Ridge, NJ | $13.8M | $3.9B | $4.4B | 248,891 |
| 62 | Cyprus Federal Credit Union | West Jordan, UT | $13.8M | $1.9B | $2.1B | 163,815 |
| 63 | CommunityAmerica Federal Credit Union | Lenexa, KS | $13.5M | $6.3B | $9.0B | 594,689 |
| 64 | Armco Credit Union | Butler, PA | $13.0M | $514M | $719M | 44,149 |
| 65 | Alaska Air Group Federal Credit Union | Seatac, WA | $12.7M | $72.8M | $136M | 8,632 |
| 66 | Glendale Area Schools Credit Union | Glendale, CA | $12.3M | $128M | $422M | 11,492 |
| 67 | Directions Credit Union | Toledo, OH | $12.2M | $1.1B | $1.4B | 97,609 |
| 68 | Southbridge Credit Union | Southbridge, MA | $11.8M | $181M | $242M | 11,342 |
| 69 | Central Virginia Federal Credit Union | Lynchburg, VA | $11.8M | $117M | $198M | 13,062 |
| 70 | R.i.a. Federal Credit Union | Rock Island, IL | $11.7M | $513M | $749M | 46,841 |
| 71 | Community First Credit Union | Appleton, WI | $11.4M | $5.1B | $6.8B | 166,721 |
| 72 | Dupaco Community Credit Union | Dubuque, IA | $11.4M | $2.5B | $3.5B | 182,155 |
| 73 | Mountain America Federal Credit Union | Sandy, UT | $11.3M | $18.8B | $22.9B | 1,458,467 |
| 74 | Northwest Federal Credit Union | Herndon, VA | $11.1M | $3.1B | $4.6B | 266,304 |
| 75 | Credit Union 1 | Lombard, IL | $11.0M | $1.9B | $2.9B | 172,066 |
| 76 | 1st Community Federal Credit Union | San Angelo, TX | $10.8M | $277M | $422M | 23,475 |
| 77 | Visions Federal Credit Union | Endicott, NY | $10.7M | $3.5B | $5.5B | 253,264 |
| 78 | State Employees CU of Maryland, Inc Credit Union | Linthicum, MD | $10.7M | $4.5B | $5.8B | 274,489 |
| 79 | Duke University Federal Credit Union | Durham, NC | $10.4M | $92.9M | $203M | 15,591 |
| 80 | Lebanon Federal Credit Union | Lebanon, PA | $10.0M | $427M | $540M | 36,466 |
| 81 | Topline Financial Credit Union | Maple Grove, MN | $10.0M | $907M | $1.1B | 70,319 |
| 82 | 1st Advantage Federal Credit Union | Newport News, VA | $10.0M | $786M | $1.1B | 71,651 |
| 83 | Brightbridge Credit Union | Lawrence, MA | $9.7M | $1.8B | $2.4B | 117,912 |
| 84 | Waterbury Connecticut Teachers Federal Credit Union | Waterbury, CT | $9.6M | $245M | $365M | 21,965 |
| 85 | Net Federal Credit Union | Scranton, PA | $9.3M | $209M | $354M | 20,368 |
| 86 | Cascade Federal Credit Union | Kent, WA | $9.2M | $182M | $393M | 10,762 |
| 87 | Texas Dow Employees Credit Union | Houston, TX | $9.2M | $4.4B | $5.0B | 403,290 |
| 88 | Interra Credit Union | Goshen, IN | $9.2M | $1.8B | $2.1B | 90,096 |
| 89 | Sunward Federal Credit Union | Albuquerque, NM | $9.1M | $3.2B | $4.6B | 175,688 |
| 90 | Gather Federal Credit Union | Lihue, HI | $9.0M | $485M | $934M | 40,924 |
| 91 | City & County Credit Union | Saint Paul, MN | $8.9M | $711M | $1.2B | 62,004 |
| 92 | Jeanne D'arc Credit Union | Lowell, MA | $8.9M | $1.8B | $2.2B | 102,484 |
| 93 | University Credit Union | Orono, ME | $8.3M | $410M | $538M | 29,888 |
| 94 | Royal Credit Union | Eau Claire, WI | $8.2M | $5.1B | $5.9B | 342,847 |
| 95 | Canyon View Federal Credit Union | Salt Lake City, UT | $8.2M | $1.8B | $2.1B | 115,227 |
| 96 | Liberty Federal Credit Union | Evansville, IN | $8.2M | $3.6B | $4.8B | 264,855 |
| 97 | Northern Federal Credit Union | Watertown, NY | $8.2M | $562M | $698M | 45,532 |
| 98 | Trumark Financial Credit Union | Fort Washington, PA | $8.1M | $2.9B | $3.6B | 148,922 |
| 99 | Tri County Area Federal Credit Union | Pottstown, PA | $7.8M | $110M | $216M | 12,666 |
| 100 | Kemba Credit Union | West Chester, OH | $7.7M | $1.4B | $1.7B | 130,948 |
Source: NCUA 5300 Call Report quarterly data, Q2 2026. Private student loans: Non-federally guaranteed student loans outstanding. Not affiliated with NCUA or any credit union. Open this list in the screener · Compare credit unions
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