Lending · Q2 2026 call reports

Credit union auto loans outstanding

New plus used vehicle loans outstanding. The median credit union reported $13.6M for the quarter ended June 30, 2026; the middle half ran from $4.0M to $56.1M, across 4,186 credit unions.

Why it matters

Total auto balances show which credit unions are the biggest car lenders.

How it is calculated

New plus used vehicle loans outstanding.

NCUA 5300 call report accounts: ACCT_385 (new vehicle loans) · ACCT_370 (used vehicle loans). Methodology

By NCUA peer group

AssetsCount25th pctMedian75th pct
Under $2 million in assets152$121K$308K$579K
$2 million to $10 million514$959K$1.8M$2.7M
$10 million to $50 million1,129$3.4M$5.7M$8.6M
$50 million to $100 million571$8.9M$14.4M$22.0M
$100 million to $500 million1,061$22.6M$41.7M$67.1M
$500 million and up759$131M$245M$546M

Largest auto loans outstanding

Using the rules of the national ranking. See the top 100.

  1. Navy Federal Credit Union Vienna, VA $32.8B
  2. America First Federal Credit Union Riverdale, UT $7.6B
  3. Suncoast Credit Union Tampa, FL $7.0B
  4. Mountain America Federal Credit Union Sandy, UT $6.4B
  5. SchoolsFirst Federal Credit Union Santa Ana, CA $5.9B
  6. Idaho Central Credit Union Chubbuck, ID $5.0B
  7. The Golden 1 Credit Union Sacramento, CA $4.5B
  8. First Technology Federal Credit Union San Jose, CA $4.5B
  9. Global Federal Credit Union Anchorage, AK $4.2B
  10. State Employees' Credit Union Raleigh, NC $4.0B

Median by state

Credit unions headquartered in each state; states with at least three.

StateMedianCount
Puerto Rico$146M3
New Hampshire$115M12
Alaska$80.5M8
Arizona$70.3M33
Nevada$67.6M13
Florida$49.8M106
Wyoming$49.6M18
Maine$44.0M48
Idaho$38.8M26
South Carolina$36.0M45
New Mexico$34.6M37
Vermont$33.9M12
Michigan$33.6M169
Oklahoma$33.0M52
Maryland$32.1M57
California$30.5M236
Washington$24.3M73
Iowa$21.8M66
Oregon$20.3M47
Colorado$19.1M62
Minnesota$18.9M80
Rhode Island$18.5M13
Wisconsin$18.4M98
Virginia$17.2M92
Utah$16.7M50
North Carolina$15.9M56
Indiana$15.6M117
Texas$13.5M380
Kentucky$12.9M51
South Dakota$12.8M33
Tennessee$12.2M125
Missouri$12.1M86
Ohio$12.0M190
Georgia$11.7M69
District of Columbia$11.6M20
Kansas$11.4M61
Alabama$11.1M88
Hawaii$10.6M45
Montana$10.5M40
Illinois$9.0M173
Nebraska$8.4M50
Louisiana$8.1M129
West Virginia$8.1M71
Delaware$7.9M14
New York$7.5M240
Arkansas$7.5M46
North Dakota$7.5M29
Connecticut$7.3M61
U.S. Virgin Islands$6.2M4
Mississippi$6.1M55
Pennsylvania$6.0M260
Massachusetts$5.5M121
New Jersey$3.1M114

Source: NCUA 5300 Call Report quarterly data, Q2 2026. Not affiliated with NCUA. Every credit union's figure is on its own page, in the screener, and in the free API.

Questions people ask

What is the average credit union auto loans outstanding?

The median credit union reported $13.6M in the Q2 2026 call reports (quarter ended June 30, 2026), across 4,186 credit unions. The largest, Navy Federal Credit Union, reported $32.8B.

How is auto loans outstanding calculated?

New plus used vehicle loans outstanding. Source accounts on NCUA's 5300 call report: ACCT_385 (new vehicle loans); ACCT_370 (used vehicle loans).

Which credit union has the highest auto loans outstanding?

Navy Federal Credit Union of Vienna, VA, at $32.8B in Q2 2026, under the rules of the national ranking.