Lending · Q2 2026 call reports
Credit union credit card balances
Unsecured credit card loans outstanding. The median credit union reported $2.0M for the quarter ended June 30, 2026; the middle half ran from $642K to $8.8M, across 2,825 credit unions.
Why it matters
Card balances show which credit unions run the largest credit card programs.
How it is calculated
Unsecured credit card loans outstanding.
NCUA 5300 call report accounts: ACCT_396 (unsecured credit card loans). Methodology
By NCUA peer group
| Assets | Count | 25th pct | Median | 75th pct |
|---|---|---|---|---|
| Under $2 million in assets | 3 | $25K | $27K | $165K |
| $2 million to $10 million | 75 | $93K | $179K | $275K |
| $10 million to $50 million | 645 | $240K | $440K | $706K |
| $50 million to $100 million | 474 | $655K | $1.1M | $1.7M |
| $100 million to $500 million | 928 | $1.6M | $3.2M | $5.9M |
| $500 million and up | 700 | $12.4M | $28.3M | $64.4M |
Largest credit card balances
Using the rules of the national ranking. See the top 100.
- Navy Federal Credit Union Vienna, VA $33.4B
- Pentagon Federal Credit Union McLean, VA $1.7B
- Boeing Employees Credit Union Tukwila, WA $1.6B
- SchoolsFirst Federal Credit Union Santa Ana, CA $1.5B
- State Employees' Credit Union Raleigh, NC $1.3B
- Mountain America Federal Credit Union Sandy, UT $1.1B
- First Technology Federal Credit Union San Jose, CA $1.0B
- America First Federal Credit Union Riverdale, UT $1.0B
- Suncoast Credit Union Tampa, FL $1.0B
- Pennsylvania State Employees Credit Union Harrisburg, PA $784M
Median by state
Credit unions headquartered in each state; states with at least three.
| State | Median | Count |
|---|---|---|
| Vermont | $15.7M | 8 |
| New Hampshire | $9.7M | 7 |
| Maryland | $9.6M | 42 |
| Florida | $6.8M | 92 |
| Arizona | $6.8M | 25 |
| Puerto Rico | $5.6M | 3 |
| California | $5.6M | 198 |
| Virginia | $5.4M | 70 |
| Alaska | $5.1M | 7 |
| Nevada | $5.0M | 8 |
| Idaho | $4.4M | 20 |
| Oregon | $4.2M | 41 |
| Michigan | $4.1M | 154 |
| South Carolina | $3.8M | 31 |
| Washington | $3.7M | 66 |
| District of Columbia | $3.7M | 17 |
| New Mexico | $3.3M | 23 |
| Georgia | $3.2M | 32 |
| Maine | $3.1M | 40 |
| Utah | $3.0M | 33 |
| Alabama | $2.8M | 52 |
| Hawaii | $2.7M | 31 |
| North Carolina | $2.4M | 45 |
| Delaware | $2.3M | 12 |
| Iowa | $2.1M | 39 |
| Oklahoma | $2.0M | 32 |
| Ohio | $1.9M | 138 |
| Missouri | $1.9M | 46 |
| Minnesota | $1.8M | 55 |
| Colorado | $1.8M | 49 |
| Louisiana | $1.7M | 69 |
| Connecticut | $1.6M | 36 |
| New York | $1.6M | 160 |
| Rhode Island | $1.6M | 6 |
| Wisconsin | $1.6M | 68 |
| New Jersey | $1.6M | 55 |
| Massachusetts | $1.4M | 56 |
| Kentucky | $1.3M | 35 |
| South Dakota | $1.3M | 19 |
| Texas | $1.2M | 246 |
| Indiana | $1.2M | 83 |
| Montana | $1.2M | 26 |
| Wyoming | $1.1M | 14 |
| Pennsylvania | $1.1M | 176 |
| Mississippi | $1.1M | 23 |
| Illinois | $1.1M | 109 |
| Nebraska | $954K | 27 |
| Tennessee | $893K | 91 |
| Arkansas | $761K | 20 |
| North Dakota | $718K | 22 |
| Kansas | $706K | 37 |
| West Virginia | $323K | 29 |
Source: NCUA 5300 Call Report quarterly data, Q2 2026. Not affiliated with NCUA. Every credit union's figure is on its own page, in the screener, and in the free API.
Questions people ask
What is the average credit union credit card balances?
The median credit union reported $2.0M in the Q2 2026 call reports (quarter ended June 30, 2026), across 2,825 credit unions. The largest, Navy Federal Credit Union, reported $33.4B.
How is credit card balances calculated?
Unsecured credit card loans outstanding. Source accounts on NCUA's 5300 call report: ACCT_396 (unsecured credit card loans).
Which credit union has the highest credit card balances?
Navy Federal Credit Union of Vienna, VA, at $33.4B in Q2 2026, under the rules of the national ranking.