Growth (12 months) · Q2 2026 call reports
Credit union member growth
Change in members over the last 12 months. The median across all 4,282 credit unions reporting it was -0.57% for the quarter ended June 30, 2026. Among those with $50.0 million or more in assets, the middle half ran from -2.26% to +2.73% (median +0.14%).
Why it matters
Membership growth is the clearest sign of whether people are choosing a credit union. Many credit unions are losing members, so growth stands out.
How it is calculated
Members this quarter minus members a year earlier, divided by the year-earlier figure.
NCUA 5300 call report accounts: ACCT_083 (this quarter and a year earlier). Methodology
How credit unions are spread
By NCUA peer group
| Assets | Count | 25th pct | Median | 75th pct |
|---|---|---|---|---|
| Under $2 million in assets | 232 | -5.20% | -1.21% | +0.53% |
| $2 million to $10 million | 538 | -4.49% | -1.73% | +0.69% |
| $10 million to $50 million | 1,133 | -3.56% | -1.29% | +0.66% |
| $50 million to $100 million | 571 | -3.26% | -1.25% | +0.88% |
| $100 million to $500 million | 1,058 | -2.20% | -0.06% | +2.19% |
| $500 million and up | 750 | -0.77% | +1.83% | +4.14% |
Highest member growth
Using the rules of the national ranking. See the top 100.
- Meritrust Credit Union Broomfield, CO +171%
- CommunityAmerica Federal Credit Union Lenexa, KS +143%
- Self Reliance Financial Federal Credit Union New York, NY +114%
- Green Mountain Credit Union South Burlington, VT +99.00%
- Finanta Federal Credit Union Lancaster, PA +70.37%
- Wings Credit Union Colorado Springs, CO +66.33%
- CorePlus Federal Credit Union Norwich, CT +64.38%
- First Technology Federal Credit Union San Jose, CA +59.24%
- AdelFi Credit Union San Dimas, CA +58.35%
- Tuscaloosa V A Federal Credit Union Tuscaloosa, AL +55.54%
Lowest member growth
- La Loma Federal Credit Union Loma Linda, CA -45.01%
- C-B-W Schools Federal Credit Union Sidman, PA -38.90%
- Enbright Credit Union Nashville, TN -35.96%
- Valley Strong Credit Union Bakersfield, CA -30.96%
- Secured Advantage Federal Credit Union Simpsonville, SC -30.89%
- Heart O' Texas Federal Credit Union Waco, TX -30.76%
- Harvester Financial Credit Union Indianapolis, IN -28.04%
- Sandia Area Federal Credit Union Albuquerque, NM -26.82%
- Gfa Federal Credit Union Gardner, MA -26.22%
- First Atlantic Federal Credit Union Eatontown, NJ -21.68%
Median by state
Credit unions headquartered in each state, with $50.0 million or more in assets; states with at least three.
| State | Median | Count |
|---|---|---|
| Vermont | +4.76% | 7 |
| New Mexico | +2.97% | 21 |
| Nevada | +2.67% | 12 |
| Alaska | +2.33% | 7 |
| Idaho | +1.93% | 21 |
| Puerto Rico | +1.91% | 3 |
| Kansas | +1.67% | 27 |
| South Carolina | +1.66% | 31 |
| South Dakota | +1.51% | 15 |
| Georgia | +1.39% | 33 |
| Montana | +1.23% | 21 |
| Utah | +1.18% | 26 |
| Florida | +1.06% | 79 |
| California | +0.92% | 180 |
| Mississippi | +0.90% | 18 |
| Delaware | +0.89% | 8 |
| Minnesota | +0.87% | 51 |
| Missouri | +0.86% | 42 |
| Colorado | +0.76% | 47 |
| Maine | +0.61% | 45 |
| Arizona | +0.54% | 24 |
| Oregon | +0.45% | 36 |
| New Hampshire | +0.43% | 10 |
| Illinois | +0.39% | 72 |
| Wisconsin | +0.34% | 65 |
| Wyoming | +0.34% | 14 |
| North Dakota | +0.27% | 15 |
| New York | +0.26% | 124 |
| Alabama | +0.23% | 44 |
| Louisiana | +0.15% | 48 |
| Michigan | +0.15% | 136 |
| Kentucky | +0.11% | 28 |
| Hawaii | +0.09% | 30 |
| Washington | +0.04% | 60 |
| West Virginia | +0.03% | 22 |
| Pennsylvania | -0.06% | 123 |
| Virginia | -0.13% | 58 |
| Maryland | -0.21% | 40 |
| Texas | -0.27% | 190 |
| Oklahoma | -0.34% | 30 |
| Iowa | -0.37% | 38 |
| Ohio | -0.41% | 105 |
| Tennessee | -0.46% | 64 |
| North Carolina | -0.56% | 37 |
| Rhode Island | -0.60% | 10 |
| Arkansas | -0.74% | 16 |
| New Jersey | -1.15% | 44 |
| Indiana | -1.17% | 65 |
| Connecticut | -1.23% | 30 |
| Nebraska | -1.28% | 23 |
| Massachusetts | -1.33% | 68 |
| District of Columbia | -1.59% | 13 |
Source: NCUA 5300 Call Report quarterly data, Q2 2026. Not affiliated with NCUA. Every credit union's figure is on its own page, in the screener, and in the free API.
Questions people ask
What is the average credit union member growth?
The median across 4,282 credit unions was -0.57% in the Q2 2026 call reports. Among credit unions with $50.0 million or more in assets, the middle half ran from -2.26% to +2.73%.
Is a higher member growth better?
Generally yes, for members and for safety: a higher member growth is better, all else equal. Compare it with credit unions of the same size, since size and lending mix drive it.
How is member growth calculated?
Members this quarter minus members a year earlier, divided by the year-earlier figure. Source accounts on NCUA's 5300 call report: ACCT_083 (this quarter and a year earlier).
Which credit union has the highest member growth?
Meritrust Credit Union of Broomfield, CO, at +171% in Q2 2026, under the rules of the national ranking.