Growth (12 months) · Q2 2026 call reports
Credit union asset growth
Change in total assets over the last 12 months. The median across all 4,282 credit unions reporting it was +2.87% for the quarter ended June 30, 2026. Among those with $50.0 million or more in assets, the middle half ran from +1.07% to +6.99% (median +4.07%).
Why it matters
Asset growth shows whether a credit union is expanding or shrinking. Fast growth can mean momentum or a merger; steady shrinkage can signal members leaving.
How it is calculated
Total assets this quarter minus total assets in the same quarter a year earlier, divided by the year-earlier figure.
NCUA 5300 call report accounts: ACCT_010 (this quarter and a year earlier). Methodology
How credit unions are spread
By NCUA peer group
| Assets | Count | 25th pct | Median | 75th pct |
|---|---|---|---|---|
| Under $2 million in assets | 232 | -9.11% | -3.35% | +1.73% |
| $2 million to $10 million | 538 | -4.48% | -0.64% | +3.46% |
| $10 million to $50 million | 1,133 | -1.47% | +2.07% | +5.42% |
| $50 million to $100 million | 571 | -0.32% | +2.46% | +5.84% |
| $100 million to $500 million | 1,058 | +1.27% | +4.12% | +6.84% |
| $500 million and up | 750 | +2.24% | +5.22% | +8.06% |
Highest asset growth
Using the rules of the national ranking. See the top 100.
- CommunityAmerica Federal Credit Union Lenexa, KS +159%
- Meritrust Credit Union Broomfield, CO +132%
- First Technology Federal Credit Union San Jose, CA +119%
- CorePlus Federal Credit Union Norwich, CT +90.24%
- Wings Credit Union Colorado Springs, CO +88.04%
- Alliance Credit Union Lubbock, TX +72.48%
- Finanta Federal Credit Union Lancaster, PA +62.99%
- Pennsylvania Central Federal Credit Union Harrisburg, PA +61.80%
- AdelFi Credit Union San Dimas, CA +60.62%
- Centuryfirst Federal Credit Union Hattiesburg, MS +59.39%
Lowest asset growth
- Jackson Area Federal Credit Union Jackson, MS -57.48%
- Vicinity Credit Union Chicago, IL -22.08%
- Resource One Credit Union Dallas, TX -19.92%
- Civic Federal Credit Union Raleigh, NC -16.22%
- Four Points Federal Credit Union Omaha, NE -14.05%
- Telco Plus Credit Union Longview, TX -13.77%
- Bopti Federal Credit Union San Pedro, CA -13.20%
- One Community Federal Credit Union Parkersburg, WV -12.07%
- Gulf Coast Federal Credit Union Corpus Christi, TX -11.84%
- City Federal Credit Union Amarillo, TX -11.36%
Median by state
Credit unions headquartered in each state, with $50.0 million or more in assets; states with at least three.
| State | Median | Count |
|---|---|---|
| Vermont | +7.58% | 7 |
| New Hampshire | +6.72% | 10 |
| Utah | +6.48% | 26 |
| Wisconsin | +6.22% | 65 |
| Montana | +6.18% | 21 |
| Puerto Rico | +6.00% | 3 |
| South Dakota | +5.94% | 15 |
| Missouri | +5.88% | 42 |
| Idaho | +5.72% | 21 |
| South Carolina | +5.68% | 31 |
| Maine | +5.63% | 45 |
| Mississippi | +5.59% | 18 |
| Arizona | +5.56% | 24 |
| Illinois | +5.51% | 72 |
| Oklahoma | +5.43% | 30 |
| Hawaii | +5.38% | 30 |
| Wyoming | +5.29% | 14 |
| Iowa | +5.15% | 38 |
| Kansas | +5.10% | 27 |
| Kentucky | +4.92% | 28 |
| Florida | +4.89% | 79 |
| Michigan | +4.87% | 136 |
| Alabama | +4.86% | 44 |
| New Mexico | +4.79% | 21 |
| Minnesota | +4.77% | 51 |
| West Virginia | +4.77% | 22 |
| Tennessee | +4.53% | 64 |
| North Dakota | +4.45% | 15 |
| Pennsylvania | +4.39% | 123 |
| Ohio | +4.23% | 105 |
| New York | +4.13% | 124 |
| Georgia | +4.12% | 33 |
| Indiana | +3.84% | 65 |
| Colorado | +3.68% | 47 |
| Nevada | +3.43% | 12 |
| Connecticut | +3.38% | 30 |
| Maryland | +3.33% | 40 |
| Texas | +3.31% | 190 |
| Rhode Island | +3.27% | 10 |
| North Carolina | +3.06% | 37 |
| Washington | +2.90% | 60 |
| Alaska | +2.78% | 7 |
| Louisiana | +2.75% | 48 |
| California | +2.74% | 180 |
| Nebraska | +2.27% | 23 |
| Virginia | +2.10% | 58 |
| Massachusetts | +2.03% | 68 |
| New Jersey | +1.93% | 44 |
| Delaware | +1.85% | 8 |
| Oregon | +1.84% | 36 |
| Arkansas | +1.04% | 16 |
| District of Columbia | -2.11% | 13 |
Source: NCUA 5300 Call Report quarterly data, Q2 2026. Not affiliated with NCUA. Every credit union's figure is on its own page, in the screener, and in the free API.
Questions people ask
What is the average credit union asset growth?
The median across 4,282 credit unions was +2.87% in the Q2 2026 call reports. Among credit unions with $50.0 million or more in assets, the middle half ran from +1.07% to +6.99%.
Is a higher asset growth better?
Generally yes, for members and for safety: a higher asset growth is better, all else equal. Compare it with credit unions of the same size, since size and lending mix drive it.
How is asset growth calculated?
Total assets this quarter minus total assets in the same quarter a year earlier, divided by the year-earlier figure. Source accounts on NCUA's 5300 call report: ACCT_010 (this quarter and a year earlier).
Which credit union has the highest asset growth?
CommunityAmerica Federal Credit Union of Lenexa, KS, at +159% in Q2 2026, under the rules of the national ranking.