Growth (12 months) · Q2 2026 call reports
Credit union deposit growth
Change in shares and deposits over the last 12 months. The median across all 4,279 credit unions reporting it was +2.50% for the quarter ended June 30, 2026. Among those with $50.0 million or more in assets, the middle half ran from +0.66% to +6.64% (median +3.63%).
Why it matters
Deposit growth shows whether members are bringing more money to the credit union, which funds future lending.
How it is calculated
Shares and deposits this quarter minus a year earlier, divided by the year-earlier figure.
NCUA 5300 call report accounts: ACCT_018 (this quarter and a year earlier). Methodology
How credit unions are spread
By NCUA peer group
| Assets | Count | 25th pct | Median | 75th pct |
|---|---|---|---|---|
| Under $2 million in assets | 230 | -10.70% | -3.55% | +1.97% |
| $2 million to $10 million | 537 | -5.67% | -1.12% | +3.48% |
| $10 million to $50 million | 1,133 | -2.56% | +1.61% | +5.33% |
| $50 million to $100 million | 571 | -1.08% | +2.02% | +5.46% |
| $100 million to $500 million | 1,058 | +0.63% | +3.55% | +6.44% |
| $500 million and up | 750 | +2.21% | +4.87% | +8.05% |
Highest deposit growth
Credit unions with $50.0 million or more in assets.
- CommunityAmerica Federal Credit Union Lenexa, KS +165%
- Finanta Federal Credit Union Lancaster, PA +150%
- Meritrust Credit Union Broomfield, CO +128%
- First Technology Federal Credit Union San Jose, CA +113%
- Wings Credit Union Colorado Springs, CO +90.50%
- CorePlus Federal Credit Union Norwich, CT +75.62%
- Alliance Credit Union Lubbock, TX +74.08%
- Elga Credit Union Grand Blanc, MI +72.73%
- Centuryfirst Federal Credit Union Hattiesburg, MS +64.65%
- Pennsylvania Central Federal Credit Union Harrisburg, PA +61.34%
Lowest deposit growth
- Resource One Credit Union Dallas, TX -22.91%
- Bopti Federal Credit Union San Pedro, CA -17.50%
- Spectra Federal Credit Union Alexandria, VA -15.63%
- Civic Federal Credit Union Raleigh, NC -14.61%
- One Community Federal Credit Union Parkersburg, WV -13.43%
- City Federal Credit Union Amarillo, TX -12.89%
- Triboro Postal Federal Credit Union Flushing, NY -12.69%
- Gulf Coast Federal Credit Union Corpus Christi, TX -12.63%
- Signature Federal Credit Union Alexandria, VA -12.56%
- Arsenal Credit Union Arnold, MO -11.63%
Median by state
Credit unions headquartered in each state, with $50.0 million or more in assets; states with at least three.
| State | Median | Count |
|---|---|---|
| Vermont | +7.90% | 7 |
| Wisconsin | +6.18% | 65 |
| Mississippi | +6.05% | 18 |
| Utah | +5.94% | 26 |
| New Hampshire | +5.74% | 10 |
| Idaho | +5.66% | 21 |
| Montana | +5.63% | 21 |
| Arizona | +5.56% | 24 |
| Missouri | +5.45% | 42 |
| Hawaii | +5.25% | 30 |
| Illinois | +5.22% | 72 |
| Maine | +5.05% | 45 |
| South Dakota | +4.51% | 15 |
| Michigan | +4.49% | 136 |
| South Carolina | +4.34% | 31 |
| Florida | +4.28% | 79 |
| Tennessee | +4.25% | 64 |
| Alabama | +4.24% | 44 |
| Kansas | +4.15% | 27 |
| West Virginia | +4.14% | 22 |
| North Dakota | +4.02% | 15 |
| Iowa | +4.01% | 38 |
| Minnesota | +3.93% | 51 |
| Rhode Island | +3.89% | 10 |
| Kentucky | +3.89% | 28 |
| New York | +3.85% | 124 |
| Ohio | +3.79% | 105 |
| Pennsylvania | +3.70% | 123 |
| New Mexico | +3.70% | 21 |
| Wyoming | +3.63% | 14 |
| Georgia | +3.54% | 33 |
| Puerto Rico | +3.33% | 3 |
| Colorado | +3.28% | 47 |
| Maryland | +3.22% | 40 |
| North Carolina | +3.16% | 37 |
| Oklahoma | +3.05% | 30 |
| Washington | +2.96% | 60 |
| Indiana | +2.91% | 65 |
| Connecticut | +2.88% | 30 |
| Alaska | +2.84% | 7 |
| Massachusetts | +2.72% | 68 |
| Louisiana | +2.54% | 48 |
| Texas | +2.45% | 190 |
| California | +2.23% | 180 |
| Virginia | +1.68% | 58 |
| Arkansas | +1.50% | 16 |
| Oregon | +1.41% | 36 |
| Nebraska | +1.30% | 23 |
| Delaware | +1.12% | 8 |
| Nevada | +1.12% | 12 |
| New Jersey | +0.91% | 44 |
| District of Columbia | -1.62% | 13 |
Source: NCUA 5300 Call Report quarterly data, Q2 2026. Not affiliated with NCUA. Every credit union's figure is on its own page, in the screener, and in the free API.
Questions people ask
What is the average credit union deposit growth?
The median across 4,279 credit unions was +2.50% in the Q2 2026 call reports. Among credit unions with $50.0 million or more in assets, the middle half ran from +0.66% to +6.64%.
Is a higher deposit growth better?
Generally yes, for members and for safety: a higher deposit growth is better, all else equal. Compare it with credit unions of the same size, since size and lending mix drive it.
How is deposit growth calculated?
Shares and deposits this quarter minus a year earlier, divided by the year-earlier figure. Source accounts on NCUA's 5300 call report: ACCT_018 (this quarter and a year earlier).
Which credit union has the highest deposit growth?
CommunityAmerica Federal Credit Union of Lenexa, KS, at +165% in Q2 2026, among credit unions with $50.0 million or more in assets.