Size · Q2 2026 call reports
Credit union loans outstanding
Total loans and leases outstanding. The median credit union reported $34.4M for the quarter ended June 30, 2026; the middle half ran from $7.4M to $179M, across 4,290 credit unions.
Why it matters
Loans are where most credit unions earn their income. Total loans show how much of members' money is lent back out to members.
How it is calculated
Total loans and leases outstanding.
NCUA 5300 call report accounts: ACCT_025B (total loans and leases). Methodology
By NCUA peer group
| Assets | Count | 25th pct | Median | 75th pct |
|---|---|---|---|---|
| Under $2 million in assets | 226 | $95K | $289K | $567K |
| $2 million to $10 million | 537 | $1.6M | $2.5M | $3.7M |
| $10 million to $50 million | 1,134 | $7.1M | $11.2M | $17.8M |
| $50 million to $100 million | 573 | $27.3M | $37.6M | $48.4M |
| $100 million to $500 million | 1,061 | $83.2M | $125M | $200M |
| $500 million and up | 759 | $544M | $949M | $2.0B |
Largest loans outstanding
- Navy Federal Credit Union Vienna, VA $146B
- State Employees' Credit Union Raleigh, NC $38.7B
- SchoolsFirst Federal Credit Union Santa Ana, CA $23.0B
- Pentagon Federal Credit Union McLean, VA $22.0B
- First Technology Federal Credit Union San Jose, CA $22.0B
- Boeing Employees Credit Union Tukwila, WA $20.4B
- Mountain America Federal Credit Union Sandy, UT $18.8B
- America First Federal Credit Union Riverdale, UT $18.4B
- The Golden 1 Credit Union Sacramento, CA $16.4B
- Suncoast Credit Union Tampa, FL $16.3B
Median by state
Credit unions headquartered in each state; states with at least three.
| State | Median | Count |
|---|---|---|
| New Hampshire | $414M | 12 |
| Nevada | $224M | 13 |
| Alaska | $184M | 8 |
| Puerto Rico | $183M | 4 |
| Rhode Island | $178M | 14 |
| Idaho | $174M | 26 |
| Arizona | $170M | 33 |
| Vermont | $165M | 12 |
| Maine | $139M | 48 |
| Florida | $130M | 107 |
| California | $126M | 238 |
| Wyoming | $121M | 18 |
| Michigan | $116M | 169 |
| Oregon | $104M | 47 |
| Maryland | $99.8M | 60 |
| Minnesota | $84.3M | 80 |
| Colorado | $76.9M | 62 |
| Washington | $75.9M | 73 |
| Oklahoma | $65.3M | 52 |
| South Carolina | $64.9M | 45 |
| Wisconsin | $63.4M | 98 |
| Virginia | $54.0M | 95 |
| North Carolina | $53.2M | 57 |
| Iowa | $49.4M | 66 |
| Hawaii | $48.4M | 45 |
| Utah | $46.3M | 50 |
| New Mexico | $45.3M | 37 |
| Massachusetts | $42.6M | 121 |
| Montana | $32.7M | 41 |
| Indiana | $31.4M | 121 |
| District of Columbia | $30.5M | 28 |
| Ohio | $30.5M | 191 |
| Tennessee | $29.4M | 125 |
| Missouri | $29.1M | 87 |
| South Dakota | $27.1M | 33 |
| North Dakota | $26.0M | 29 |
| Texas | $24.4M | 380 |
| Connecticut | $23.8M | 64 |
| Kentucky | $22.8M | 51 |
| New York | $21.7M | 267 |
| Delaware | $21.0M | 15 |
| Kansas | $20.5M | 62 |
| Alabama | $20.0M | 88 |
| Georgia | $19.3M | 71 |
| Nebraska | $17.0M | 50 |
| Pennsylvania | $14.4M | 268 |
| Illinois | $11.9M | 185 |
| Louisiana | $11.4M | 136 |
| Arkansas | $10.8M | 46 |
| West Virginia | $10.4M | 74 |
| Mississippi | $8.4M | 55 |
| New Jersey | $7.5M | 126 |
| U.S. Virgin Islands | $6.6M | 5 |
Source: NCUA 5300 Call Report quarterly data, Q2 2026. Not affiliated with NCUA. Every credit union's figure is on its own page, in the screener, and in the free API.
Questions people ask
What is the average credit union loans outstanding?
The median credit union reported $34.4M in the Q2 2026 call reports (quarter ended June 30, 2026), across 4,290 credit unions. The largest, Navy Federal Credit Union, reported $146B.
How is loans outstanding calculated?
Total loans and leases outstanding. Source accounts on NCUA's 5300 call report: ACCT_025B (total loans and leases).
Which credit union has the highest loans outstanding?
Navy Federal Credit Union of Vienna, VA, at $146B in Q2 2026.