Ranking · Q2 2026 call reports
The largest low-income designated credit unions
America First Federal Credit Union of Riverdale, Utah leads this list at $26.0B, according to the call reports credit unions filed with NCUA for the quarter ended June 30, 2026. Low-income designated, ranked by assets. 2,389 credit unions qualify; the top 100 are below.
| # | Credit union | Location | Assets | Members | Net worth ratio | Member growth |
|---|---|---|---|---|---|---|
| 1 | America First Federal Credit Union | Riverdale, UT | $26.0B | 1,588,687 | 11.80% | +4.88% |
| 2 | Mountain America Federal Credit Union | Sandy, UT | $22.9B | 1,458,467 | 9.55% | +7.29% |
| 3 | The Golden 1 Credit Union | Sacramento, CA | $22.2B | 1,199,691 | 9.91% | +4.14% |
| 4 | Suncoast Credit Union | Tampa, FL | $20.8B | 1,408,203 | 10.12% | +6.27% |
| 5 | Wings Credit Union | Colorado Springs, CO | $19.4B | 958,216 | 11.84% | +66.33% |
| 6 | Lake Michigan Credit Union | Grand Rapids, MI | $17.3B | 536,976 | 11.27% | +5.61% |
| 7 | Idaho Central Credit Union | Chubbuck, ID | $15.5B | 821,866 | 8.33% | +12.75% |
| 8 | Security Service Federal Credit Union | San Antonio, TX | $14.4B | 721,020 | 11.26% | -3.59% |
| 9 | VyStar Credit Union | Jacksonville, FL | $14.3B | 1,024,058 | 8.93% | -0.04% |
| 10 | Global Federal Credit Union | Anchorage, AK | $13.0B | 808,644 | 9.70% | +2.33% |
| 11 | Greenstate Credit Union | North Liberty, IA | $10.9B | 359,136 | 9.03% | -8.38% |
| 12 | ESL Federal Credit Union | Rochester, NY | $10.8B | 485,535 | 16.40% | +5.75% |
| 13 | Redwood Credit Union | Santa Rosa, CA | $10.7B | 423,257 | 13.26% | +6.42% |
| 14 | Eastman Credit Union | Kingsport, TN | $10.2B | 360,016 | 14.87% | +2.06% |
| 15 | Midflorida Credit Union | Lakeland, FL | $9.8B | 499,969 | 10.69% | +3.08% |
| 16 | Wright-Patt Credit Union, Inc. | Beavercreek, OH | $9.5B | 527,080 | 11.32% | -0.06% |
| 17 | Broadview Federal Credit Union | Albany, NY | $9.4B | 516,899 | 9.00% | +2.09% |
| 18 | Veridian Credit Union | Waterloo, IA | $9.2B | 379,914 | 11.57% | +5.73% |
| 19 | Space Coast Credit Union | Melbourne, FL | $9.2B | 705,088 | 11.41% | +3.03% |
| 20 | CommunityAmerica Federal Credit Union | Lenexa, KS | $9.0B | 594,689 | 9.94% | +143% |
| 21 | Michigan State University Federal Credit Union | East Lansing, MI | $8.9B | 405,979 | 8.96% | +6.32% |
| 22 | Redstone Federal Credit Union | Huntsville, AL | $8.6B | 539,259 | 13.86% | -16.36% |
| 23 | Bellco Credit Union | Greenwood Village, CO | $8.5B | 360,569 | 10.25% | -2.98% |
| 24 | Citizens Equity First Credit Union | Peoria, IL | $8.5B | 423,526 | 11.65% | +2.28% |
| 25 | Dfcu Financial Credit Union | Dearborn, MI | $8.0B | 242,800 | 12.63% | +1.20% |
| 26 | Virginia Federal Credit Union | Richmond, VA | $7.4B | 480,100 | 10.90% | -2.74% |
| 27 | Gesa Credit Union | Richland, WA | $6.8B | 322,863 | 9.32% | +5.27% |
| 28 | Kinecta Federal Credit Union | Manhattan Beach, CA | $6.8B | 225,848 | 8.68% | -5.51% |
| 29 | University of Wisconsin Credit Union | Madison, WI | $6.7B | 396,812 | 9.21% | +5.73% |
| 30 | Service Federal Credit Union | Portsmouth, NH | $6.7B | 388,968 | 11.89% | +4.46% |
| 31 | Genisys Credit Union | Auburn Hills, MI | $6.6B | 296,987 | 15.47% | +0.84% |
| 32 | Spokane Teachers Credit Union | Liberty Lake, WA | $6.4B | 313,593 | 10.38% | +2.75% |
| 33 | Coastal Federal Credit Union | Raleigh, NC | $6.2B | 347,915 | 9.86% | +1.75% |
| 34 | Tinker Federal Credit Union | Oklahoma City, OK | $6.1B | 488,459 | 14.72% | +2.36% |
| 35 | TruStone Financial Credit Union | Plymouth, MN | $6.1B | 221,366 | 10.99% | +1.32% |
| 36 | Travis Credit Union | Vacaville, CA | $5.9B | 274,331 | 10.44% | +5.14% |
| 37 | State Employees CU of Maryland, Inc Credit Union | Linthicum, MD | $5.8B | 274,489 | 10.43% | +2.82% |
| 38 | Everwise Credit Union | South Bend, IN | $5.8B | 300,386 | 9.11% | +0.99% |
| 39 | Apple Federal Credit Union | Fairfax, VA | $5.7B | 268,158 | 10.93% | -0.31% |
| 40 | Langley Federal Credit Union | Newport News, VA | $5.6B | 408,716 | 9.25% | +3.02% |
| 41 | Truliant Federal Credit Union | Winston Salem, NC | $5.6B | 328,760 | 10.56% | -2.39% |
| 42 | Visions Federal Credit Union | Endicott, NY | $5.5B | 253,264 | 10.00% | +0.53% |
| 43 | California Federal Credit Union | Glendale, CA | $5.4B | 215,150 | 9.41% | – |
| 44 | Educational Employees Credit Union | Fresno, CA | $5.4B | 400,296 | 14.58% | +3.38% |
| 45 | American Heritage Federal Credit Union | Philadelphia, PA | $5.4B | 330,603 | 8.54% | +1.73% |
| 46 | Fairwinds Credit Union | Orlando, FL | $5.3B | 258,151 | 11.17% | +7.68% |
| 47 | Knoxville TVA Employees Credit Union | Knoxville, TN | $5.3B | 308,932 | 11.16% | +4.97% |
| 48 | Keesler Federal Credit Union | Biloxi, MS | $5.3B | 397,213 | 12.81% | +17.32% |
| 49 | Canvas Credit Union | Lone Tree, CO | $5.3B | 335,110 | 9.53% | +7.23% |
| 50 | Founders Federal Credit Union | Lancaster, SC | $5.2B | 294,048 | 13.62% | +5.68% |
| 51 | Municipal Credit Union | New York, NY | $5.2B | 651,236 | 11.93% | +3.20% |
| 52 | Washington State Employees Credit Union | Olympia, WA | $5.1B | 323,382 | 9.89% | +0.96% |
| 53 | Affinity Plus Federal Credit Union | Saint Paul, MN | $5.0B | 303,111 | 8.78% | +5.80% |
| 54 | Nusenda Federal Credit Union | Albuquerque, NM | $5.0B | 299,021 | 9.20% | +4.64% |
| 55 | Robins Financial Credit Union | Warner Robins, GA | $5.0B | 273,627 | 17.61% | +0.24% |
| 56 | Ornl Federal Credit Union | Oak Ridge, TN | $5.0B | 234,790 | 11.01% | +5.67% |
| 57 | Ascend Federal Credit Union | Tullahoma, TN | $4.8B | 271,555 | 14.55% | +4.71% |
| 58 | Blaze Credit Union | Falcon Heights, MN | $4.8B | 257,995 | 8.76% | +2.94% |
| 59 | Liberty Federal Credit Union | Evansville, IN | $4.8B | 264,855 | 10.92% | +3.65% |
| 60 | Rally Credit Union | Corpus Christi, TX | $4.8B | 241,597 | 14.02% | +3.76% |
| 61 | Gecu Federal Credit Union | El Paso, TX | $4.7B | 441,043 | 13.61% | +1.29% |
| 62 | Sunward Federal Credit Union | Albuquerque, NM | $4.6B | 175,688 | 8.91% | +3.60% |
| 63 | Northwest Federal Credit Union | Herndon, VA | $4.6B | 266,304 | 11.84% | -1.87% |
| 64 | Oneaz Credit Union | Phoenix, AZ | $4.5B | 245,580 | 10.44% | +16.31% |
| 65 | United Federal Credit Union | St Joseph, MI | $4.4B | 191,845 | 11.94% | +0.23% |
| 66 | Safe Credit Union | Folsom, CA | $4.4B | 245,942 | 10.82% | +0.90% |
| 67 | Credit Human Federal Credit Union | San Antonio, TX | $4.3B | 259,260 | 7.35% | +1.30% |
| 68 | Empower Federal Credit Union | Syracuse, NY | $4.3B | 310,884 | 9.67% | +5.96% |
| 69 | Rogue Credit Union | Medford, OR | $4.3B | 245,187 | 10.37% | +14.26% |
| 70 | Goldenwest Federal Credit Union | Ogden, UT | $4.3B | 221,793 | 13.20% | +9.36% |
| 71 | Numerica Credit Union | Spokane Valley, WA | $4.3B | 179,425 | 12.03% | +2.07% |
| 72 | University Federal Credit Union | Austin, TX | $4.3B | 429,865 | 9.65% | +5.34% |
| 73 | Peak Credit Union | Olympia, WA | $4.2B | 267,643 | 11.31% | +1.37% |
| 74 | Georgia's Own Credit Union | Atlanta, GA | $4.2B | 240,275 | 9.99% | -0.42% |
| 75 | General Electric Credit Union | Cincinnati, OH | $4.2B | 324,004 | 8.52% | +8.21% |
| 76 | CoVantage Credit Union | Antigo, WI | $4.2B | 186,054 | 9.77% | +5.12% |
| 77 | Connexus Credit Union | Wausau, WI | $4.1B | 417,271 | 7.37% | -8.64% |
| 78 | Valley Strong Credit Union | Bakersfield, CA | $4.1B | 240,116 | 9.27% | -30.96% |
| 79 | Advia Credit Union | Kalamazoo, MI | $4.1B | 189,402 | 9.73% | -0.77% |
| 80 | Utah Community Federal Credit Union | Provo, UT | $4.0B | 270,676 | 10.69% | +3.08% |
| 81 | Campus USA Credit Union | Gainesville, FL | $4.0B | 164,703 | 12.25% | -3.09% |
| 82 | Credit Union of Southern Ca, A | Anaheim, CA | $4.0B | 186,179 | 11.30% | – |
| 83 | Educators Credit Union | Racine, WI | $4.0B | 232,579 | 13.92% | -1.52% |
| 84 | Arizona Financial Credit Union | Phoenix, AZ | $3.9B | 182,056 | 11.82% | +3.40% |
| 85 | Grow Financial Federal Credit Union | Tampa, FL | $3.9B | 301,785 | 11.23% | +4.45% |
| 86 | Addition Financial Credit Union | Lake Mary, FL | $3.8B | 259,247 | 9.98% | +35.24% |
| 87 | All in Federal Credit Union | Daleville, AL | $3.7B | 214,129 | 10.09% | +4.99% |
| 88 | Oregon Community Credit Union | Eugene, OR | $3.7B | 298,481 | 10.81% | +6.59% |
| 89 | Trumark Financial Credit Union | Fort Washington, PA | $3.6B | 148,922 | 10.67% | +1.51% |
| 90 | Indiana Members Credit Union | Indianapolis, IN | $3.6B | 166,561 | 10.56% | +2.07% |
| 91 | Dupaco Community Credit Union | Dubuque, IA | $3.5B | 182,155 | 13.33% | +4.07% |
| 92 | Elevations Credit Union | Boulder, CO | $3.5B | 181,287 | 11.73% | +1.56% |
| 93 | Sound Credit Union | Tacoma, WA | $3.4B | 184,758 | 11.01% | +6.07% |
| 94 | Whatcom Educational Credit Union | Bellingham, WA | $3.4B | 170,493 | 11.21% | +1.59% |
| 95 | Usalliance Federal Credit Union | Rye, NY | $3.4B | 195,739 | 8.32% | +3.61% |
| 96 | Vantage West Credit Union | Tucson, AZ | $3.3B | 217,416 | 10.32% | +6.09% |
| 97 | Metro Credit Union | Chelsea, MA | $3.3B | 218,846 | 9.18% | +1.06% |
| 98 | Rivermark Community Credit Union | Oregon City, OR | $3.3B | 176,438 | 10.77% | +2.13% |
| 99 | Tennessee Valley Federal Credit Union | Chattanooga, TN | $3.3B | 181,021 | 14.75% | +5.02% |
| 100 | Achieva Credit Union | Dunedin, FL | $3.2B | 216,949 | 9.94% | +4.05% |
Source: NCUA 5300 Call Report quarterly data, Q2 2026. Total assets: Total assets on the call report. Not affiliated with NCUA or any credit union. Open this list in the screener · Compare credit unions
More rankings
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Questions people ask
How is this list ranked?
Low-income designated, ranked by assets. Total assets on the call report. Ties go to the larger credit union. Figures come from each credit union's NCUA 5300 call report for Q2 2026 (quarter ended June 30, 2026).
Can I see more than 100, or filter by state?
Yes. The free screener lists all 2,389 credit unions that qualify for this list, filters by state, size and charter, and downloads as CSV.